Lenders › Lima One Capital, LLC › Missouri
Lima One Capital, LLC in Missouri
HMDA record for properties in Missouri, calendar year 2024. National record · Missouri overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Missouri, Lima One Capital, LLC reported 185 applications and 121 originations for 2024, $22m in all.
Its denial rate in the state was 17.7%, below the Missouri rate of 19.9% across all lenders and compared with the lender's national rate of 26.1%.
Applications in the state were up 103% on 2023.
Compared with the state and the lender's national record
| Measure | In Missouri | Missouri, all lenders | Lima One Capital, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 17.7% | 19.9% | 26.1% | 24.3% |
| Median rate spread, pp | — | 0.4 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 14.1% | — | 15.6% |
| Average originated loan | $185k | $231k | $343k | $329k |
| Home purchase share | 52.9% | 58.6% | 41.8% | 57.0% |
| FHA-insured share | 0.0% | 12.8% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 8.2% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMissouri, all lenders
Loan purpose and loan type in Missouri
By purpose
Home purchase 53% (64)Refinancing 12% (15)Cash-out refinancing 35% (42)
By type
Conventional 100% (121)
Denial reasons as coded
Share of 26 denials in Missouri by first denial reason coded (outlined bar: all lenders in the state).
Counties in Missouri
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| St. Louis County | 58 | 40 | $4.8m | 7.0% |
| St. Louis city | 56 | 36 | $6.6m | 21.7% |
| Jackson County | 48 | 32 | $6.8m | 20.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Lima One Capital, LLC originate in Missouri in 2024?
121 loans totalling $22m, from 185 applications reported for properties in Missouri.
What is Lima One Capital, LLC's denial rate in Missouri?
17.7% of decided applications in Missouri were denied, against 19.9% for all lenders in the state and 26.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Missouri counties does Lima One Capital, LLC lend in most?
By originations: St. Louis County (40), St. Louis city (36), Jackson County (32).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Missouri. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.