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Investor Mortgage Finance LLC in Georgia

HMDA record for properties in Georgia, calendar year 2024. National record · Georgia overview

LEI 254900GXB4AVD3FPHO33
Reporting agency Department of Housing and Urban Development
State Georgia

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Investor Mortgage Finance LLC's 2024 HMDA record for Georgia covers 332 applications, 196 of them originated, worth $52m.

Its denial rate in the state was 18.3%, below the Georgia rate of 26.9% across all lenders and compared with the lender's national rate of 23.4%.

332applications in GA, 20246.7% of the lender's total
196loans originated$52m
18.3%denial rateGA all lenders 26.9%
—median rate spreadGA 0.4 pp

Compared with the state and the lender's national record

MeasureIn GeorgiaGeorgia, all lendersInvestor Mortgage Finance LLC, all statesUnited States
Denial rate18.3%26.9%23.4%24.3%
Median rate spread, pp—0.4—0.3
Originations with spread of 1.5 pp or more—17.5%—15.6%
Average originated loan$265k$313k$302k$329k
Home purchase share21.9%57.0%29.0%57.0%
FHA-insured share0.0%18.3%0.0%13.4%
VA-guaranteed share0.0%11.6%0.0%7.9%

Trend by year

ApplicationsOriginations

01663322024: 332 Applications2024: 196 Originations202220232024
Investor Mortgage Finance LLC in Georgia: applications and originations, 2022–2024

This lender in stateGeorgia, all lenders

0%14.2%28.4%2024: 18.3% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Georgia

By purpose

Home purchase 22% (43)Refinancing 14% (27)Cash-out refinancing 64% (126)

By type

Conventional 100% (196)

Denial reasons as coded

Collateral45.5%
Credit history36.4%
Unverifiable information9.1%
Credit application incomplete9.1%
Debt-to-income ratio0%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Mortgage insurance denied0%
Other0%

Share of 44 denials in Georgia by first denial reason coded (outlined bar: all lenders in the state).

Counties in Georgia

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Investor Mortgage Finance LLC originate in Georgia in 2024?

196 loans totalling $52m, from 332 applications reported for properties in Georgia.

What is Investor Mortgage Finance LLC's denial rate in Georgia?

18.3% of decided applications in Georgia were denied, against 26.9% for all lenders in the state and 23.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Georgia counties does Investor Mortgage Finance LLC lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Georgia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.