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Investor Mortgage Finance LLC in New Jersey

HMDA record for properties in New Jersey, calendar year 2024. National record · New Jersey overview

LEI 254900GXB4AVD3FPHO33
Reporting agency Department of Housing and Urban Development
State New Jersey

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Investor Mortgage Finance LLC's 2024 HMDA record for New Jersey covers 246 applications, 128 of them originated, worth $48m.

Its denial rate in the state was 27.7%, close to the New Jersey rate of 26.0% across all lenders and compared with the lender's national rate of 23.4%.

246applications in NJ, 20244.9% of the lender's total
128loans originated$48m
27.7%denial rateNJ all lenders 26.0%
—median rate spreadNJ 0.4 pp

Compared with the state and the lender's national record

MeasureIn New JerseyNew Jersey, all lendersInvestor Mortgage Finance LLC, all statesUnited States
Denial rate27.7%26.0%23.4%24.3%
Median rate spread, pp—0.4—0.3
Originations with spread of 1.5 pp or more—17.7%—15.6%
Average originated loan$372k$387k$302k$329k
Home purchase share33.6%51.0%29.0%57.0%
FHA-insured share0.0%11.2%0.0%13.4%
VA-guaranteed share0.0%2.9%0.0%7.9%

Trend by year

ApplicationsOriginations

01232462024: 246 Applications2024: 128 Originations202220232024
Investor Mortgage Finance LLC in New Jersey: applications and originations, 2022–2024

This lender in stateNew Jersey, all lenders

0%13.8%27.7%2024: 27.7% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in New Jersey

By purpose

Home purchase 34% (43)Refinancing 9% (11)Cash-out refinancing 58% (74)

By type

Conventional 100% (128)

Denial reasons as coded

Credit history40.8%
Collateral32.7%
Unverifiable information20.4%
Credit application incomplete6.1%
Debt-to-income ratio0%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Mortgage insurance denied0%
Other0%

Share of 49 denials in New Jersey by first denial reason coded (outlined bar: all lenders in the state).

Counties in New Jersey

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Investor Mortgage Finance LLC originate in New Jersey in 2024?

128 loans totalling $48m, from 246 applications reported for properties in New Jersey.

What is Investor Mortgage Finance LLC's denial rate in New Jersey?

27.7% of decided applications in New Jersey were denied, against 26.0% for all lenders in the state and 23.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which New Jersey counties does Investor Mortgage Finance LLC lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Jersey. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.