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Investor Mortgage Finance LLC in New York

HMDA record for properties in New York, calendar year 2024. National record · New York overview

LEI 254900GXB4AVD3FPHO33
Reporting agency Department of Housing and Urban Development
State New York

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In New York, Investor Mortgage Finance LLC reported 365 applications and 214 originations for 2024, $71m in all.

Its denial rate in the state was 15.7%, below the New York rate of 25.4% across all lenders and compared with the lender's national rate of 23.4%.

365applications in NY, 20247.3% of the lender's total
214loans originated$71m
15.7%denial rateNY all lenders 25.4%
—median rate spreadNY 0.3 pp

Compared with the state and the lender's national record

MeasureIn New YorkNew York, all lendersInvestor Mortgage Finance LLC, all statesUnited States
Denial rate15.7%25.4%23.4%24.3%
Median rate spread, pp—0.3—0.3
Originations with spread of 1.5 pp or more—15.0%—15.6%
Average originated loan$333k$446k$302k$329k
Home purchase share22.9%55.3%29.0%57.0%
FHA-insured share0.0%7.4%0.0%13.4%
VA-guaranteed share0.0%2.4%0.0%7.9%

Trend by year

ApplicationsOriginations

0182.53652024: 365 Applications2024: 214 Originations202220232024
Investor Mortgage Finance LLC in New York: applications and originations, 2022–2024

This lender in stateNew York, all lenders

0%13%26%2024: 15.7% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in New York

By purpose

Home purchase 23% (49)Refinancing 8% (18)Cash-out refinancing 69% (147)

By type

Conventional 100% (214)

Denial reasons as coded

Credit history52.5%
Collateral32.5%
Unverifiable information7.5%
Credit application incomplete7.5%
Debt-to-income ratio0%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Mortgage insurance denied0%
Other0%

Share of 40 denials in New York by first denial reason coded (outlined bar: all lenders in the state).

Counties in New York

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Investor Mortgage Finance LLC originate in New York in 2024?

214 loans totalling $71m, from 365 applications reported for properties in New York.

What is Investor Mortgage Finance LLC's denial rate in New York?

15.7% of decided applications in New York were denied, against 25.4% for all lenders in the state and 23.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which New York counties does Investor Mortgage Finance LLC lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New York. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.