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Investor Mortgage Finance LLC in Texas

HMDA record for properties in Texas, calendar year 2024. National record · Texas overview

LEI 254900GXB4AVD3FPHO33
Reporting agency Department of Housing and Urban Development
State Texas

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Investor Mortgage Finance LLC's 2024 HMDA record for Texas covers 559 applications, 303 of them originated, worth $95m.

Its denial rate in the state was 19.4%, below the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 23.4%.

559applications in TX, 202411.2% of the lender's total
303loans originated$95m
19.4%denial rateTX all lenders 26.0%
—median rate spreadTX 0.2 pp

Compared with the state and the lender's national record

MeasureIn TexasTexas, all lendersInvestor Mortgage Finance LLC, all statesUnited States
Denial rate19.4%26.0%23.4%24.3%
Median rate spread, pp—0.2—0.3
Originations with spread of 1.5 pp or more—11.8%—15.6%
Average originated loan$312k$350k$302k$329k
Home purchase share20.1%72.8%29.0%57.0%
FHA-insured share0.0%19.8%0.0%13.4%
VA-guaranteed share0.0%10.4%0.0%7.9%

Trend by year

ApplicationsOriginations

0279.55592024: 559 Applications2024: 303 Originations202220232024
Investor Mortgage Finance LLC in Texas: applications and originations, 2022–2024

This lender in stateTexas, all lenders

0%13.9%27.9%2024: 19.4% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Texas

By purpose

Home purchase 20% (61)Refinancing 29% (87)Cash-out refinancing 51% (155)

By type

Conventional 100% (303)

Denial reasons as coded

Credit history41.1%
Collateral30.1%
Unverifiable information19.2%
Credit application incomplete8.2%
Insufficient cash (downpayment, closing costs)1.4%
Debt-to-income ratio0%
Employment history0%
Mortgage insurance denied0%
Other0%

Share of 73 denials in Texas by first denial reason coded (outlined bar: all lenders in the state).

Counties in Texas

CountyApplicationsOriginationsAmountDenial rate
Travis County4224$15m7.7%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Investor Mortgage Finance LLC originate in Texas in 2024?

303 loans totalling $95m, from 559 applications reported for properties in Texas.

What is Investor Mortgage Finance LLC's denial rate in Texas?

19.4% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 23.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Texas counties does Investor Mortgage Finance LLC lend in most?

By originations: Travis County (24).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.