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Investor Mortgage Finance LLC in Virginia

HMDA record for properties in Virginia, calendar year 2024. National record · Virginia overview

LEI 254900GXB4AVD3FPHO33
Reporting agency Department of Housing and Urban Development
State Virginia

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Virginia, Investor Mortgage Finance LLC reported 193 applications and 131 originations for 2024, $35m in all.

Its denial rate in the state was 17.1%, below the Virginia rate of 22.1% across all lenders and compared with the lender's national rate of 23.4%.

193applications in VA, 20243.9% of the lender's total
131loans originated$35m
17.1%denial rateVA all lenders 22.1%
—median rate spreadVA 0.3 pp

Compared with the state and the lender's national record

MeasureIn VirginiaVirginia, all lendersInvestor Mortgage Finance LLC, all statesUnited States
Denial rate17.1%22.1%23.4%24.3%
Median rate spread, pp—0.3—0.3
Originations with spread of 1.5 pp or more—16.5%—15.6%
Average originated loan$269k$352k$302k$329k
Home purchase share26.0%55.8%29.0%57.0%
FHA-insured share0.0%11.7%0.0%13.4%
VA-guaranteed share0.0%16.4%0.0%7.9%

Trend by year

ApplicationsOriginations

096.51932024: 193 Applications2024: 131 Originations202220232024
Investor Mortgage Finance LLC in Virginia: applications and originations, 2022–2024

This lender in stateVirginia, all lenders

0%12.1%24.2%2024: 17.1% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Virginia

By purpose

Home purchase 26% (34)Refinancing 14% (18)Cash-out refinancing 60% (79)

By type

Conventional 100% (131)

Denial reasons as coded

Credit history44.4%
Collateral22.2%
Unverifiable information22.2%
Credit application incomplete11.1%
Debt-to-income ratio0%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Mortgage insurance denied0%
Other0%

Share of 27 denials in Virginia by first denial reason coded (outlined bar: all lenders in the state).

Counties in Virginia

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Investor Mortgage Finance LLC originate in Virginia in 2024?

131 loans totalling $35m, from 193 applications reported for properties in Virginia.

What is Investor Mortgage Finance LLC's denial rate in Virginia?

17.1% of decided applications in Virginia were denied, against 22.1% for all lenders in the state and 23.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Virginia counties does Investor Mortgage Finance LLC lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Virginia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.