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AmeriHome Mortgage Company, LLC in California

HMDA record for properties in California, calendar year 2024. National record · California overview

LEI 254900HA4DQWAE0W3342
Reporting agency Consumer Financial Protection Bureau
State California

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

AmeriHome Mortgage Company, LLC's 2024 HMDA record for California covers 701 applications, 421 of them originated, worth $322m.

Its denial rate in the state was 12.8%, below the California rate of 24.8% across all lenders and compared with the lender's national rate of 14.8%.

The median rate spread on its California originations was 0.3 percentage points (state median 0.4).

Applications in the state were up 7% on 2023.

701applications in CA, 20246.2% of the lender's total
421loans originated$322m
12.8%denial rateCA all lenders 24.8%
0.3 ppmedian rate spreadCA 0.4 pp

Compared with the state and the lender's national record

MeasureIn CaliforniaCalifornia, all lendersAmeriHome Mortgage Company, LLC, all statesUnited States
Denial rate12.8%24.8%14.8%24.3%
Median rate spread, pp0.30.40.30.3
Originations with spread of 1.5 pp or more0.0%19.9%0.9%15.6%
Average originated loan$765k$566k$361k$329k
Home purchase share66.7%51.2%53.9%57.0%
FHA-insured share16.4%11.4%31.4%13.4%
VA-guaranteed share5.2%4.8%10.6%7.9%

Trend by year

ApplicationsOriginations

07371,4742022: 1,474 Applications2023: 655 Applications2024: 701 Applications2022: 712 Originations2023: 308 Originations2024: 421 Originations202220232024
AmeriHome Mortgage Company, LLC in California: applications and originations, 2022–2024

This lender in stateCalifornia, all lenders

0%13.3%26.6%2022: 16.7% This lender in state2023: 22.8% This lender in state2024: 12.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in California

By purpose

Home purchase 67% (281)Refinancing 24% (102)Cash-out refinancing 9% (38)

By type

Conventional 78% (330)FHA 16% (69)VA 5% (22)

Denial reasons as coded

Credit history28.6%
Debt-to-income ratio27%
Other14.3%
Collateral11.1%
Credit application incomplete11.1%
Unverifiable information4.8%
Insufficient cash (downpayment, closing costs)3.2%
Employment history0%
Mortgage insurance denied0%

Share of 63 denials in California by first denial reason coded (outlined bar: all lenders in the state).

Counties in California

CountyApplicationsOriginationsAmountDenial rate
San Mateo County5047$62m0.0%
Placer County5443$21m6.4%
Los Angeles County6233$28m22.2%
San Joaquin County4831$20m3.1%
San Francisco County3931$33m0.0%
Riverside County6429$13m25.6%
San Diego County4926$19m6.7%
Contra Costa County3324$20m4.0%
Sacramento County3220$9.4m—
Santa Clara County2920$28m—
Alameda County2517$16m—
San Bernardino County3415$5.9m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did AmeriHome Mortgage Company, LLC originate in California in 2024?

421 loans totalling $322m, from 701 applications reported for properties in California.

What is AmeriHome Mortgage Company, LLC's denial rate in California?

12.8% of decided applications in California were denied, against 24.8% for all lenders in the state and 14.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which California counties does AmeriHome Mortgage Company, LLC lend in most?

By originations: San Mateo County (47), Placer County (43), Los Angeles County (33), San Joaquin County (31), San Francisco County (31).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in California. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.