Lenders › AmeriHome Mortgage Company, LLC › Texas
AmeriHome Mortgage Company, LLC in Texas
HMDA record for properties in Texas, calendar year 2024. National record · Texas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
AmeriHome Mortgage Company, LLC's 2024 HMDA record for Texas covers 2,727 applications, 1,603 of them originated, worth $579m.
Its denial rate in the state was 13.1%, below the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 14.8%.
The median rate spread on its Texas originations was 0.2 percentage points (state median 0.2).
Applications in the state were up 98% on 2023.
Compared with the state and the lender's national record
| Measure | In Texas | Texas, all lenders | AmeriHome Mortgage Company, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 13.1% | 26.0% | 14.8% | 24.3% |
| Median rate spread, pp | 0.2 | 0.2 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.7% | 11.8% | 0.9% | 15.6% |
| Average originated loan | $361k | $350k | $361k | $329k |
| Home purchase share | 60.9% | 72.8% | 53.9% | 57.0% |
| FHA-insured share | 18.3% | 19.8% | 31.4% | 13.4% |
| VA-guaranteed share | 10.7% | 10.4% | 10.6% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateTexas, all lenders
Loan purpose and loan type in Texas
By purpose
Home purchase 61% (977)Refinancing 33% (534)Cash-out refinancing 6% (92)
By type
Conventional 71% (1,138)FHA 18% (293)VA 11% (172)
Denial reasons as coded
Share of 248 denials in Texas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Texas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Harris County | 373 | 229 | $80m | 10.9% |
| Collin County | 232 | 166 | $76m | 8.6% |
| Denton County | 168 | 110 | $46m | 9.4% |
| Travis County | 130 | 102 | $44m | 6.4% |
| Tarrant County | 173 | 91 | $29m | 7.7% |
| Bexar County | 143 | 83 | $26m | 9.8% |
| Dallas County | 151 | 82 | $28m | 25.4% |
| Fort Bend County | 107 | 78 | $31m | 13.8% |
| Williamson County | 75 | 55 | $22m | 3.5% |
| Brazos County | 65 | 54 | $18m | 5.1% |
| Montgomery County | 87 | 44 | $18m | 15.1% |
| Brazoria County | 34 | 26 | $8.8m | 10.0% |
| Galveston County | 58 | 25 | $8.1m | 25.7% |
| El Paso County | 55 | 22 | $5.4m | 23.3% |
| Kaufman County | 39 | 20 | $6.7m | — |
| Ellis County | 36 | 20 | $6.6m | — |
| Webb County | 27 | 20 | $5.8m | — |
| Lubbock County | 36 | 18 | $5.8m | — |
| Cameron County | 32 | 18 | $4.8m | — |
| Hays County | 30 | 15 | $5.9m | — |
| Bell County | 42 | 13 | $4.4m | — |
| Hunt County | 27 | 13 | $3.4m | — |
| Johnson County | 27 | 12 | $4.5m | — |
| Hidalgo County | 32 | 11 | $3.5m | — |
| Midland County | 33 | 9 | $2.5m | — |
| Guadalupe County | 25 | 9 | $3.3m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did AmeriHome Mortgage Company, LLC originate in Texas in 2024?
1,603 loans totalling $579m, from 2,727 applications reported for properties in Texas.
What is AmeriHome Mortgage Company, LLC's denial rate in Texas?
13.1% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 14.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Texas counties does AmeriHome Mortgage Company, LLC lend in most?
By originations: Harris County (229), Collin County (166), Denton County (110), Travis County (102), Tarrant County (91).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.