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Home Federal Savings and Loan in Nebraska
HMDA record for properties in Nebraska, calendar year 2024. National record · Nebraska overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Nebraska, Home Federal Savings and Loan reported 219 applications and 168 originations for 2024, $35m in all.
Its denial rate in the state was 13.3%, below the Nebraska rate of 17.2% across all lenders and compared with the lender's national rate of 12.6%.
The median rate spread on its Nebraska originations was 0.6 percentage points (state median 0.3).
Applications in the state were up 12% on 2023.
Compared with the state and the lender's national record
| Measure | In Nebraska | Nebraska, all lenders | Home Federal Savings and Loan, all states | United States |
|---|---|---|---|---|
| Denial rate | 13.3% | 17.2% | 12.6% | 24.3% |
| Median rate spread, pp | 0.6 | 0.3 | 0.6 | 0.3 |
| Originations with spread of 1.5 pp or more | 30.8% | 13.8% | 31.3% | 15.6% |
| Average originated loan | $210k | $231k | $228k | $329k |
| Home purchase share | 58.3% | 59.8% | 59.6% | 57.0% |
| FHA-insured share | 0.6% | 10.4% | 0.6% | 13.4% |
| VA-guaranteed share | 0.0% | 8.7% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNebraska, all lenders
Loan purpose and loan type in Nebraska
By purpose
Home purchase 58% (98)Home improvement 11% (18)Refinancing 8% (13)Cash-out refinancing 14% (23)Other purpose 10% (16)
By type
Conventional 99% (167)FHA 1% (1)
Denial reasons as coded
Share of 26 denials in Nebraska by first denial reason coded (outlined bar: all lenders in the state).
Counties in Nebraska
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Hall County | 73 | 63 | $9.0m | 4.4% |
| Adams County | 31 | 24 | $3.8m | 11.1% |
| Dawson County | 34 | 23 | $3.6m | 28.1% |
| Lancaster County | 26 | 20 | $13m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Home Federal Savings and Loan originate in Nebraska in 2024?
168 loans totalling $35m, from 219 applications reported for properties in Nebraska.
What is Home Federal Savings and Loan's denial rate in Nebraska?
13.3% of decided applications in Nebraska were denied, against 17.2% for all lenders in the state and 12.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nebraska counties does Home Federal Savings and Loan lend in most?
By originations: Hall County (63), Adams County (24), Dawson County (23), Lancaster County (20).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nebraska. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.