Lenders › Bank of Frankewing › Tennessee
Bank of Frankewing in Tennessee
HMDA record for properties in Tennessee, calendar year 2024. National record · Tennessee overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Tennessee, Bank of Frankewing reported 218 applications and 145 originations for 2024, $38m in all.
Its denial rate in the state was 11.2%, below the Tennessee rate of 22.6% across all lenders and compared with the lender's national rate of 11.6%.
Applications in the state were up 23% on 2023.
Compared with the state and the lender's national record
| Measure | In Tennessee | Tennessee, all lenders | Bank of Frankewing, all states | United States |
|---|---|---|---|---|
| Denial rate | 11.2% | 22.6% | 11.6% | 24.3% |
| Median rate spread, pp | — | 0.3 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 14.7% | — | 15.6% |
| Average originated loan | $261k | $302k | $270k | $329k |
| Home purchase share | 62.1% | 55.5% | 72.4% | 57.0% |
| FHA-insured share | 22.1% | 15.5% | 38.2% | 13.4% |
| VA-guaranteed share | 3.4% | 10.0% | 4.8% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateTennessee, all lenders
Loan purpose and loan type in Tennessee
By purpose
Home purchase 62% (90)Home improvement 1% (2)Refinancing 22% (32)Cash-out refinancing 10% (14)Other purpose 5% (7)
By type
Conventional 74% (108)FHA 22% (32)VA 3% (5)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Tennessee
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Giles County | 67 | 44 | $8.8m | 16.4% |
| Lawrence County | 36 | 25 | $5.4m | 3.7% |
| Lincoln County | 39 | 23 | $5.1m | 11.5% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Bank of Frankewing originate in Tennessee in 2024?
145 loans totalling $38m, from 218 applications reported for properties in Tennessee.
What is Bank of Frankewing's denial rate in Tennessee?
11.2% of decided applications in Tennessee were denied, against 22.6% for all lenders in the state and 11.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Tennessee counties does Bank of Frankewing lend in most?
By originations: Giles County (44), Lawrence County (25), Lincoln County (23).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Tennessee. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.