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CorePlus Federal Credit Union in Connecticut

HMDA record for properties in Connecticut, calendar year 2024. National record · Connecticut overview

LEI 254900J5OSYRB4AN2309
Reporting agency National Credit Union Administration
State Connecticut

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Connecticut, CorePlus Federal Credit Union reported 139 applications and 46 originations for 2024, $5.1m in all.

Its denial rate in the state was 60.3%, above the Connecticut rate of 23.7% across all lenders and compared with the lender's national rate of 60.3%.

Applications in the state were down 32% on 2023.

139applications in CT, 202496.5% of the lender's total
46loans originated$5.1m
60.3%denial rateCT all lenders 23.7%
—median rate spreadCT 0.3 pp

Compared with the state and the lender's national record

MeasureIn ConnecticutConnecticut, all lendersCorePlus Federal Credit Union, all statesUnited States
Denial rate60.3%23.7%60.3%24.3%
Median rate spread, pp—0.3—0.3
Originations with spread of 1.5 pp or more—14.8%—15.6%
Average originated loan$112k$325k$121k$329k
Home purchase share17.4%52.6%20.8%57.0%
FHA-insured share0.0%9.1%0.0%13.4%
VA-guaranteed share0.0%3.5%0.0%7.9%

Trend by year

ApplicationsOriginations

0150.53012022: 301 Applications2023: 204 Applications2024: 139 Applications2022: 176 Originations2023: 101 Originations2024: 46 Originations202220232024
CorePlus Federal Credit Union in Connecticut: applications and originations, 2022–2024

This lender in stateConnecticut, all lenders

0%30.1%60.3%2022: 30.8% This lender in state2023: 41.8% This lender in state2024: 60.3% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Connecticut

By purpose

Home purchase 17% (8)Home improvement 28% (13)Refinancing 7% (3)Cash-out refinancing 43% (20)Other purpose 4% (2)

By type

Conventional 100% (46)

Denial reasons as coded

Debt-to-income ratio61.4%
Credit history22.9%
Collateral7.1%
Credit application incomplete7.1%
Employment history1.4%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%
Other0%

Share of 70 denials in Connecticut by first denial reason coded (outlined bar: all lenders in the state).

Counties in Connecticut

CountyApplicationsOriginationsAmountDenial rate
Southeastern Connecticut Planning Region9430$3.1m62.0%
Northeastern Connecticut Planning Region279$1.1m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did CorePlus Federal Credit Union originate in Connecticut in 2024?

46 loans totalling $5.1m, from 139 applications reported for properties in Connecticut.

What is CorePlus Federal Credit Union's denial rate in Connecticut?

60.3% of decided applications in Connecticut were denied, against 23.7% for all lenders in the state and 60.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Connecticut counties does CorePlus Federal Credit Union lend in most?

By originations: Southeastern Connecticut Planning Region (30), Northeastern Connecticut Planning Region (9).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Connecticut. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.