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Colina Mortgage Group, LLC in Texas

HMDA record for properties in Texas, calendar year 2024. National record · Texas overview

LEI 254900JOP4NNUK6I6R61
Reporting agency Department of Housing and Urban Development
State Texas

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Colina Mortgage Group, LLC's 2024 HMDA record for Texas covers 338 applications, 234 of them originated, worth $68m.

Its denial rate in the state was 10.4%, below the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 10.4%.

The median rate spread on its Texas originations was 0.1 percentage points (state median 0.2).

Applications in the state were up 16% on 2023.

338applications in TX, 2024100.0% of the lender's total
234loans originated$68m
10.4%denial rateTX all lenders 26.0%
0.1 ppmedian rate spreadTX 0.2 pp

Compared with the state and the lender's national record

MeasureIn TexasTexas, all lendersColina Mortgage Group, LLC, all statesUnited States
Denial rate10.4%26.0%10.4%24.3%
Median rate spread, pp0.10.20.10.3
Originations with spread of 1.5 pp or more1.3%11.8%1.3%15.6%
Average originated loan$293k$350k$293k$329k
Home purchase share100.0%72.8%100.0%57.0%
FHA-insured share60.7%19.8%60.7%13.4%
VA-guaranteed share9.8%10.4%9.8%7.9%

Trend by year

ApplicationsOriginations

02665322022: 532 Applications2023: 291 Applications2024: 338 Applications2022: 267 Originations2023: 150 Originations2024: 234 Originations202220232024
Colina Mortgage Group, LLC in Texas: applications and originations, 2022–2024

This lender in stateTexas, all lenders

0%13.9%27.9%2022: 14.1% This lender in state2023: 14.7% This lender in state2024: 10.4% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Texas

By purpose

Home purchase 100% (234)

By type

Conventional 29% (69)FHA 61% (142)VA 10% (23)

Denial reasons as coded

Debt-to-income ratio40.6%
Credit history34.4%
Employment history6.3%
Insufficient cash (downpayment, closing costs)6.3%
Unverifiable information6.3%
Other6.3%
Collateral0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 32 denials in Texas by first denial reason coded (outlined bar: all lenders in the state).

Counties in Texas

CountyApplicationsOriginationsAmountDenial rate
Harris County212148$44m8.8%
Montgomery County5335$9.0m17.0%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Colina Mortgage Group, LLC originate in Texas in 2024?

234 loans totalling $68m, from 338 applications reported for properties in Texas.

What is Colina Mortgage Group, LLC's denial rate in Texas?

10.4% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 10.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Texas counties does Colina Mortgage Group, LLC lend in most?

By originations: Harris County (148), Montgomery County (35).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.