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RCN Capital, LLC in Delaware

HMDA record for properties in Delaware, calendar year 2024. National record · Delaware overview

LEI 254900JXCS783CPF1D02
Reporting agency Department of Housing and Urban Development
State Delaware

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Delaware, RCN Capital, LLC reported 161 applications and 115 originations for 2024, $20m in all.

Its denial rate in the state was 14.8%, below the Delaware rate of 25.4% across all lenders and compared with the lender's national rate of 20.1%.

Applications in the state were up 15% on 2023.

161applications in DE, 20241.2% of the lender's total
115loans originated$20m
14.8%denial rateDE all lenders 25.4%
—median rate spreadDE 0.4 pp

Compared with the state and the lender's national record

MeasureIn DelawareDelaware, all lendersRCN Capital, LLC, all statesUnited States
Denial rate14.8%25.4%20.1%24.3%
Median rate spread, pp—0.4—0.3
Originations with spread of 1.5 pp or more—16.9%—15.6%
Average originated loan$177k$289k$214k$329k
Home purchase share48.7%56.3%38.5%57.0%
FHA-insured share0.0%14.8%0.0%13.4%
VA-guaranteed share0.0%7.7%0.0%7.9%

Trend by year

ApplicationsOriginations

080.51612022: 66 Applications2023: 140 Applications2024: 161 Applications2022: 30 Originations2023: 105 Originations2024: 115 Originations202220232024
RCN Capital, LLC in Delaware: applications and originations, 2022–2024

This lender in stateDelaware, all lenders

0%13.1%26.1%2022: 14.3% This lender in state2023: 5.4% This lender in state2024: 14.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Delaware

By purpose

Home purchase 49% (56)Refinancing 2% (2)Other purpose 50% (57)

By type

Conventional 100% (115)

Denial reasons as coded

Withheld: fewer than 25 denials in the state.

Counties in Delaware

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did RCN Capital, LLC originate in Delaware in 2024?

115 loans totalling $20m, from 161 applications reported for properties in Delaware.

What is RCN Capital, LLC's denial rate in Delaware?

14.8% of decided applications in Delaware were denied, against 25.4% for all lenders in the state and 20.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Delaware counties does RCN Capital, LLC lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Delaware. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.