Name of the lender

Exchange Bank & Trust Company in LouisianaMortgage rates, total loan costs and denial rate for homes in Louisiana, 2025

HMDA year2025

Head office: Natchitoches, LA
Reporting agency: Federal Deposit Insurance Corporation (FDIC)
Legal Entity Identifier (LEI)

Exchange Bank & Trust Company reported 111 applications for homes in Louisiana in the HMDA data of 2025.

It originated 111 loans in the state in 2025, for $18.0 million in total.

The lender filed the interest rate as “Exempt” for all of its 111 loans originated in the state in 2025. This page shows no median interest rate.

This page shows no median total loan costs for Louisiana, because fewer than 20 loans report the amount.

It denied 0.0% of the applications that it decided in the state in 2025, and the state denial rate was 28.1%.

Filed figures of Exchange Bank & Trust Company in Louisiana, 2025
Figure	In LA	Lender, all states	LA, all lenders
Applications	111	111	133,297
Loans originated	111	111	69,272
Median interest rate	n/a	n/a	6.500%
Median total loan costs	n/a	n/a	$6,126
Denial rate	0.0%	0.0%	28.1%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in LA

Median interest rate in LAExempt

The lender filed the interest rate as “Exempt” for all of its 111 loans originated in 2025.

A lender with a partial exemption can file “Exempt” in place of the interest rate, the total loan costs and some other fields. The glossary has the rule.

If a financial institution is eligible for a partial exemption for a specific transaction, then the financial institution is not required to collect, record, or report certain data points for the transaction.
Source: CFPB, A Beginner’s Guide to Accessing and Using Home Mortgage Disclosure Act Data (June 2022), copied on 2 Oct 2026.

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

Action taken and loan types

Records in Louisiana by the action taken
Action taken	Records	Share
1Loan originated	111	100.0%
2Application approved but not accepted	0	0.0%
3Application denied	0	0.0%
4Application withdrawn by applicant	0	0.0%
5File closed for incompleteness	0	0.0%
6Purchased loan	0	0.0%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in Louisiana by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	111	111	0.0%

Counties in Louisiana

Counties of Exchange Bank & Trust Company in Louisiana with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
Natchitoches Parish	31	31	$4.8 million	0.0%
Rapides Parish	58	58	$10.3 million	0.0%

Figures by year

Exchange Bank & Trust Company in Louisiana by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	111	111	$18.0 million	n/a	n/a	0.0%
2024	n/a	n/a	n/a	n/a	n/a	n/a
2023	n/a	n/a	n/a	n/a	n/a	n/a
2022	n/a	n/a	n/a	n/a	n/a	n/a

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.
BankFind Suite (Federal Deposit Insurance Corporation)The FDIC search for an insured bank: its status, its offices and its regulator.

Cite this page

Page: Lender Register, "Exchange Bank & Trust Company in Louisiana, 2025", https://lenderregister.com/lender/254900k0ic4k6si7h003-exchange-bank-trust-company/la/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Louisiana. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Exchange Bank & Trust Company were in Louisiana in 2025?: 111 of its loans originated, out of 111 in all states. That is 100.0%.
In which counties of Louisiana did Exchange Bank & Trust Company originate the most loans in 2025?: The three with the most loans were Rapides Parish (58) and Natchitoches Parish (31).
Which loan types did Exchange Bank & Trust Company originate in Louisiana in 2025?: All its loans in the state were of one type: 111 conventional.
What share of the applications in Louisiana did Exchange Bank & Trust Company report in 2025?: 0.1%: 111 out of 133,297 applications of all lenders in the state.