AdvantageFirst Lending Inc reported 718 applications for homes in Arizona in the HMDA data of 2025.
It originated 260 loans in the state in 2025, for $82.8 million in total.
The median interest rate of these loans in 2025 was 6.250%, and the median of all lenders in Arizona was 6.250%.
The median total loan costs in 2025 were $19,123, and the state median was $7,472.
It denied 29.3% of the applications that it decided in the state in 2025, and the state denial rate was 20.4%.
Filed figures of AdvantageFirst Lending Inc in Arizona, 2025
Figure
In AZ
Lender, all states
AZ, all lenders
Applications
718
12,186
309,156
Loans originated
260
4,137
183,878
Median interest rate
6.250%
6.125%
6.250%
Median total loan costs
$19,123
$18,448
$7,472
Denial rate
29.3%
34.9%
20.4%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of AdvantageFirst Lending Inc in Arizona, 2025Each value has the median of all lenders in Arizona under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in AZ
259
6.250%AZ 6.250%
$19,123AZ $7,472
$13,367AZ $2,408
$10,714AZ $3,750
$90AZ $633
0.422AZ 0.099
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.422 percentage points above the average prime offer rate. On a loan of $300,000, that is about $1,266 more a year, or $106 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Arizona. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of AdvantageFirst Lending Inc were in Arizona in 2025?
260 of its loans originated, out of 4,137 in all states. That is 6.3%.
In which counties of Arizona did AdvantageFirst Lending Inc originate the most loans in 2025?
The three with the most loans were Maricopa County (130), Pima County (42) and Pinal County (31).
Which loan types did AdvantageFirst Lending Inc originate in Arizona in 2025?
50 conventional, 136 FHA and 74 VA.
What share of the applications in Arizona did AdvantageFirst Lending Inc report in 2025?
0.2%: 718 out of 309,156 applications of all lenders in the state.