AdvantageFirst Lending Inc reported 114 applications for homes in Iowa in the HMDA data of 2025.
It originated 37 loans in the state in 2025, for $9.2 million in total.
The median interest rate of these loans in 2025 was 5.990%, and the median of all lenders in Iowa was 6.375%.
The median total loan costs in 2025 were $15,078, and the state median was $2,791.
It denied 33.9% of the applications that it decided in the state in 2025, and the state denial rate was 15.3%.
Filed figures of AdvantageFirst Lending Inc in Iowa, 2025
Figure
In IA
Lender, all states
IA, all lenders
Applications
114
12,186
110,919
Loans originated
37
4,137
75,933
Median interest rate
5.990%
6.125%
6.375%
Median total loan costs
$15,078
$18,448
$2,791
Denial rate
33.9%
34.9%
15.3%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of AdvantageFirst Lending Inc in Iowa, 2025Each value has the median of all lenders in Iowa under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in IA
37
5.990%IA 6.375%
$15,078IA $2,791
$10,486IA $1,050
$8,168IA $1,670
n/aIA $320
0.437IA 0.045
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.437 percentage points above the average prime offer rate. On a loan of $300,000, that is about $1,311 more a year, or $109 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Iowa. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of AdvantageFirst Lending Inc were in Iowa in 2025?
37 of its loans originated, out of 4,137 in all states. That is 0.9%.
In which counties of Iowa did AdvantageFirst Lending Inc originate the most loans in 2025?
Only one county has 50 applications or more of the lender: Polk County, with 8 loans originated.
Which loan types did AdvantageFirst Lending Inc originate in Iowa in 2025?
3 conventional, 19 FHA and 15 VA.
What share of the applications in Iowa did AdvantageFirst Lending Inc report in 2025?
0.1%: 114 out of 110,919 applications of all lenders in the state.