AdvantageFirst Lending Inc reported 135 applications for homes in Louisiana in the HMDA data of 2025.
It originated 33 loans in the state in 2025, for $7.4 million in total.
The median interest rate of these loans in 2025 was 6.250%, and the median of all lenders in Louisiana was 6.500%.
The median total loan costs in 2025 were $14,813, and the state median was $6,126.
It denied 55.4% of the applications that it decided in the state in 2025, and the state denial rate was 28.1%.
Filed figures of AdvantageFirst Lending Inc in Louisiana, 2025
Figure
In LA
Lender, all states
LA, all lenders
Applications
135
12,186
133,297
Loans originated
33
4,137
69,272
Median interest rate
6.250%
6.125%
6.500%
Median total loan costs
$14,813
$18,448
$6,126
Denial rate
55.4%
34.9%
28.1%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of AdvantageFirst Lending Inc in Louisiana, 2025Each value has the median of all lenders in Louisiana under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in LA
33
6.250%LA 6.500%
$14,813LA $6,126
$9,214LA $1,745
$7,526LA $1,752
n/aLA $435
0.476LA 0.312
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.476 percentage points above the average prime offer rate. On a loan of $300,000, that is about $1,428 more a year, or $119 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Louisiana. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of AdvantageFirst Lending Inc were in Louisiana in 2025?
33 of its loans originated, out of 4,137 in all states. That is 0.8%.
Which loan types did AdvantageFirst Lending Inc originate in Louisiana in 2025?
4 conventional, 15 FHA and 14 VA.
What share of the applications in Louisiana did AdvantageFirst Lending Inc report in 2025?
0.1%: 135 out of 133,297 applications of all lenders in the state.
How many lenders have 25 applications or more in Louisiana?
303 lenders have 25 applications or more in Louisiana in 2025. The state page lists each lender.