AdvantageFirst Lending Inc reported 164 applications for homes in Oklahoma in the HMDA data of 2025.
It originated 52 loans in the state in 2025, for $13.3 million in total.
The median interest rate of these loans in 2025 was 6.063%, and the median of all lenders in Oklahoma was 6.500%.
The median total loan costs in 2025 were $14,555, and the state median was $6,206.
It denied 39.5% of the applications that it decided in the state in 2025, and the state denial rate was 22.9%.
Filed figures of AdvantageFirst Lending Inc in Oklahoma, 2025
Figure
In OK
Lender, all states
OK, all lenders
Applications
164
12,186
140,899
Loans originated
52
4,137
79,051
Median interest rate
6.063%
6.125%
6.500%
Median total loan costs
$14,555
$18,448
$6,206
Denial rate
39.5%
34.9%
22.9%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of AdvantageFirst Lending Inc in Oklahoma, 2025Each value has the median of all lenders in Oklahoma under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in OK
52
6.063%OK 6.500%
$14,555OK $6,206
$9,038OK $1,879
$7,283OK $2,068
n/aOK $234
0.508OK 0.258
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.508 percentage points above the average prime offer rate. On a loan of $300,000, that is about $1,524 more a year, or $127 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Oklahoma. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of AdvantageFirst Lending Inc were in Oklahoma in 2025?
52 of its loans originated, out of 4,137 in all states. That is 1.3%.
In which counties of Oklahoma did AdvantageFirst Lending Inc originate the most loans in 2025?
Only one county has 50 applications or more of the lender: Oklahoma County, with 13 loans originated.
Which loan types did AdvantageFirst Lending Inc originate in Oklahoma in 2025?
2 conventional, 19 FHA and 31 VA.
What share of the applications in Oklahoma did AdvantageFirst Lending Inc report in 2025?
0.1%: 164 out of 140,899 applications of all lenders in the state.