Name of the lender

AdvantageFirst Lending Inc in WisconsinMortgage rates, total loan costs and denial rate for homes in Wisconsin, 2025

HMDA year2025

StateWisconsin

Head office: Lake Forest, CA
Reporting agency: Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

All states of this lender

AdvantageFirst Lending Inc reported 319 applications for homes in Wisconsin in the HMDA data of 2025.

It originated 127 loans in the state in 2025, for $36.6 million in total.

The median interest rate of these loans in 2025 was 6.125%, and the median of all lenders in Wisconsin was 6.500%.

The median total loan costs in 2025 were $17,657, and the state median was $3,342.

It denied 34.9% of the applications that it decided in the state in 2025, and the state denial rate was 16.4%.

Filed figures of AdvantageFirst Lending Inc in Wisconsin, 2025
Figure	In WI	Lender, all states	WI, all lenders
Applications	319	12,186	226,965
Loans originated	127	4,137	154,669
Median interest rate	6.125%	6.125%	6.500%
Median total loan costs	$17,657	$18,448	$3,342
Denial rate	34.9%	34.9%	16.4%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in WI

Pricing medians of AdvantageFirst Lending Inc in Wisconsin, 2025Each value has the median of all lenders in Wisconsin under it.
Loans	Loans in the medians	Interest rate	Total loan costs	Origination charges	Discount points, of the loans with points	Lender credits, of the loans with credits	Rate spread, points
All loans in WI	127	6.125%WI 6.500%	$17,657WI $3,342	$11,391WI $1,240	$9,100WI $1,900	n/aWI $568	0.434WI 0.137

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.434 percentage points above the average prime offer rate. On a loan of $300,000, that is about $1,302 more a year, or $109 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Wisconsin by the action taken
Action taken	Records	Share
1Loan originated	127	39.8%
2Application approved but not accepted	0	0.0%
3Application denied	68	21.3%
4Application withdrawn by applicant	107	33.5%
5File closed for incompleteness	17	5.3%
6Purchased loan	0	0.0%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in Wisconsin by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	50	15	n/a
FHA-insured	195	76	39.2%
VA-guaranteed	74	36	26.5%

Counties in Wisconsin

Counties of AdvantageFirst Lending Inc in Wisconsin with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
Milwaukee County	56	19	$4.8 million	44.1%
Waukesha County	32	11	$4.4 million	n/a

Figures by year

AdvantageFirst Lending Inc in Wisconsin by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	319	127	$36.6 million	6.125%	$17,657	34.9%
2024	n/a	n/a	n/a	n/a	n/a	n/a
2023	n/a	n/a	n/a	n/a	n/a	n/a
2022	n/a	n/a	n/a	n/a	n/a	n/a

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "AdvantageFirst Lending Inc in Wisconsin, 2025", https://lenderregister.com/lender/254900m2c4q6datp2889-advantagefirst-lending-inc/wi/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Wisconsin. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of AdvantageFirst Lending Inc were in Wisconsin in 2025?: 127 of its loans originated, out of 4,137 in all states. That is 3.1%.
In which counties of Wisconsin did AdvantageFirst Lending Inc originate the most loans in 2025?: The three with the most loans were Milwaukee County (19) and Waukesha County (11).
Which loan types did AdvantageFirst Lending Inc originate in Wisconsin in 2025?: 15 conventional, 76 FHA and 36 VA.
What share of the applications in Wisconsin did AdvantageFirst Lending Inc report in 2025?: 0.1%: 319 out of 226,965 applications of all lenders in the state.