Lenders › Neighborhood Loans, Inc. › Kansas
Neighborhood Loans, Inc. in Kansas
HMDA record for properties in Kansas, calendar year 2024. National record · Kansas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Kansas, Neighborhood Loans, Inc. reported 366 applications and 275 originations for 2024, $60m in all.
Its denial rate in the state was 19.8%, close to the Kansas rate of 19.2% across all lenders and compared with the lender's national rate of 22.8%.
The median rate spread on its Kansas originations was 0.6 percentage points (state median 0.4).
Applications in the state were up 12% on 2023.
Compared with the state and the lender's national record
| Measure | In Kansas | Kansas, all lenders | Neighborhood Loans, Inc., all states | United States |
|---|---|---|---|---|
| Denial rate | 19.8% | 19.2% | 22.8% | 24.3% |
| Median rate spread, pp | 0.6 | 0.4 | 0.6 | 0.3 |
| Originations with spread of 1.5 pp or more | 7.0% | 14.2% | 6.4% | 15.6% |
| Average originated loan | $216k | $242k | $262k | $329k |
| Home purchase share | 94.5% | 58.5% | 92.0% | 57.0% |
| FHA-insured share | 30.2% | 11.3% | 21.3% | 13.4% |
| VA-guaranteed share | 5.1% | 9.3% | 5.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateKansas, all lenders
Loan purpose and loan type in Kansas
By purpose
Home purchase 95% (260)Refinancing 1% (4)Cash-out refinancing 4% (11)
By type
Conventional 63% (174)FHA 30% (83)VA 5% (14)USDA 1% (4)
Denial reasons as coded
Share of 68 denials in Kansas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Kansas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 262 | 194 | $42m | 20.5% |
| Butler County | 30 | 23 | $4.7m | 20.7% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Neighborhood Loans, Inc. originate in Kansas in 2024?
275 loans totalling $60m, from 366 applications reported for properties in Kansas.
What is Neighborhood Loans, Inc.'s denial rate in Kansas?
19.8% of decided applications in Kansas were denied, against 19.2% for all lenders in the state and 22.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Kansas counties does Neighborhood Loans, Inc. lend in most?
By originations: Sedgwick County (194), Butler County (23).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Kansas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.