Name of the lender

Western Ohio Mortgage Corp in OhioMortgage rates, total loan costs and denial rate for homes in Ohio, 2025

HMDA year2025

Head office: Sidney, OH
Reporting agency: Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

Western Ohio Mortgage Corp reported 477 applications for homes in Ohio in the HMDA data of 2025.

It originated 351 loans in the state in 2025, for $75.1 million in total.

The lender filed the interest rate as “Exempt” for all of its 351 loans originated in the state in 2025. This page shows no median interest rate.

This page shows no median total loan costs for Ohio, because fewer than 20 loans report the amount.

It denied 2.5% of the applications that it decided in the state in 2025, and the state denial rate was 21.9%.

Filed figures of Western Ohio Mortgage Corp in Ohio, 2025
Figure	In OH	Lender, all states	OH, all lenders
Applications	477	496	464,003
Loans originated	351	363	277,933
Median interest rate	n/a	n/a	6.500%
Median total loan costs	n/a	n/a	$5,199
Denial rate	2.5%	2.9%	21.9%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in OH

Median interest rate in OHExempt

The lender filed the interest rate as “Exempt” for all of its 351 loans originated in 2025.

A lender with a partial exemption can file “Exempt” in place of the interest rate, the total loan costs and some other fields. The glossary has the rule.

If a financial institution is eligible for a partial exemption for a specific transaction, then the financial institution is not required to collect, record, or report certain data points for the transaction.
Source: CFPB, A Beginner’s Guide to Accessing and Using Home Mortgage Disclosure Act Data (June 2022), copied on 2 Oct 2026.

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

Action taken and loan types

Records in Ohio by the action taken
Action taken	Records	Share
1Loan originated	351	73.6%
2Application approved but not accepted	0	0.0%
3Application denied	9	1.9%
4Application withdrawn by applicant	111	23.3%
5File closed for incompleteness	6	1.3%
6Purchased loan	0	0.0%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in Ohio by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	213	163	3.0%
FHA-insured	144	99	2.0%
VA-guaranteed	33	24	4.0%
USDA Rural Housing Service or Farm Service Agency guaranteed	87	65	1.5%

Counties in Ohio

No county in Ohio has 25 applications of this lender or more.

Figures by year

Western Ohio Mortgage Corp in Ohio by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	477	351	$75.1 million	n/a	n/a	2.5%
2024	n/a	n/a	n/a	n/a	n/a	n/a
2023	415	299	$59.5 million	n/a	n/a	1.6%
2022	n/a	n/a	n/a	n/a	n/a	n/a

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "Western Ohio Mortgage Corp in Ohio: mortgage rates, 2025", https://lenderregister.com/lender/254900ocb5pjqmm6lu72-western-ohio-mortgage-corp/oh/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Ohio. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Western Ohio Mortgage Corp were in Ohio in 2025?: 351 of its loans originated, out of 363 in all states. That is 96.7%.
Which loan types did Western Ohio Mortgage Corp originate in Ohio in 2025?: 163 conventional, 99 FHA, 24 VA and 65 USDA.
How did the applications of Western Ohio Mortgage Corp in Ohio change from 2023 to 2025?: It reported 415 applications in 2023 and 477 in 2025.
What share of the applications in Ohio did Western Ohio Mortgage Corp report in 2025?: 0.1%: 477 out of 464,003 applications of all lenders in the state.