Lenders › Mortgage Investment Services Corporation › Oklahoma
Mortgage Investment Services Corporation in Oklahoma
HMDA record for properties in Oklahoma, calendar year 2024. National record · Oklahoma overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Oklahoma, Mortgage Investment Services Corporation reported 217 applications and 104 originations for 2024, $21m in all.
Its denial rate in the state was 19.7%, below the Oklahoma rate of 23.4% across all lenders and compared with the lender's national rate of 14.0%.
The median rate spread on its Oklahoma originations was 0.5 percentage points (state median 0.5).
Applications in the state were up 39% on 2023.
Compared with the state and the lender's national record
| Measure | In Oklahoma | Oklahoma, all lenders | Mortgage Investment Services Corporation, all states | United States |
|---|---|---|---|---|
| Denial rate | 19.7% | 23.4% | 14.0% | 24.3% |
| Median rate spread, pp | 0.5 | 0.5 | 0.6 | 0.3 |
| Originations with spread of 1.5 pp or more | 4.8% | 17.5% | 6.7% | 15.6% |
| Average originated loan | $198k | $223k | $186k | $329k |
| Home purchase share | 67.3% | 63.6% | 78.3% | 57.0% |
| FHA-insured share | 21.2% | 17.1% | 31.3% | 13.4% |
| VA-guaranteed share | 11.5% | 11.9% | 10.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateOklahoma, all lenders
Loan purpose and loan type in Oklahoma
By purpose
Home purchase 67% (70)Home improvement 2% (2)Refinancing 25% (26)Cash-out refinancing 6% (6)
By type
Conventional 53% (55)FHA 21% (22)VA 12% (12)USDA 14% (15)
Denial reasons as coded
Share of 41 denials in Oklahoma by first denial reason coded (outlined bar: all lenders in the state).
Counties in Oklahoma
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Pittsburg County | 30 | 21 | $3.9m | 6.7% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Mortgage Investment Services Corporation originate in Oklahoma in 2024?
104 loans totalling $21m, from 217 applications reported for properties in Oklahoma.
What is Mortgage Investment Services Corporation's denial rate in Oklahoma?
19.7% of decided applications in Oklahoma were denied, against 23.4% for all lenders in the state and 14.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Oklahoma counties does Mortgage Investment Services Corporation lend in most?
By originations: Pittsburg County (21).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Oklahoma. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.