Name of the lender

Trius Federal Credit Union in NebraskaMortgage rates, total loan costs and denial rate for homes in Nebraska, 2025

HMDA year2025

Head office: Kearney, NE
Reporting agency: National Credit Union Administration (NCUA)
Legal Entity Identifier (LEI)

Trius Federal Credit Union reported 189 applications for homes in Nebraska in the HMDA data of 2025.

It originated 106 loans in the state in 2025, for $8.3 million in total.

The lender filed the interest rate as “Exempt” for all of its 106 loans originated in the state in 2025. This page shows no median interest rate.

This page shows no median total loan costs for Nebraska, because fewer than 20 loans report the amount.

It denied 25.5% of the applications that it decided in the state in 2025, and the state denial rate was 15.1%.

Filed figures of Trius Federal Credit Union in Nebraska, 2025
Figure	In NE	Lender, all states	NE, all lenders
Applications	189	189	65,283
Loans originated	106	106	43,920
Median interest rate	n/a	n/a	6.490%
Median total loan costs	n/a	n/a	$3,622
Denial rate	25.5%	25.5%	15.1%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in NE

Median interest rate in NEExempt

The lender filed the interest rate as “Exempt” for all of its 106 loans originated in 2025.

A lender with a partial exemption can file “Exempt” in place of the interest rate, the total loan costs and some other fields. The glossary has the rule.

If a financial institution is eligible for a partial exemption for a specific transaction, then the financial institution is not required to collect, record, or report certain data points for the transaction.
Source: CFPB, A Beginner’s Guide to Accessing and Using Home Mortgage Disclosure Act Data (June 2022), copied on 2 Oct 2026.

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

Action taken and loan types

Records in Nebraska by the action taken
Action taken	Records	Share
1Loan originated	106	52.7%
2Application approved but not accepted	2	1.0%
3Application denied	37	18.4%
4Application withdrawn by applicant	42	20.9%
5File closed for incompleteness	2	1.0%
6Purchased loan	0	0.0%
7Preapproval request denied	8	4.0%
8Preapproval request approved but not accepted	4	2.0%

Applications in Nebraska by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	180	106	23.9%
FHA-insured	5	0	n/a
USDA Rural Housing Service or Farm Service Agency guaranteed	4	0	n/a

Counties in Nebraska

Counties of Trius Federal Credit Union in Nebraska with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
Buffalo County	80	48	$3.7 million	22.2%
Dawson County	40	23	$1.5 million	30.3%

Figures by year

Trius Federal Credit Union in Nebraska by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	189	106	$8.3 million	n/a	n/a	25.5%
2024	n/a	n/a	n/a	n/a	n/a	n/a
2023	n/a	n/a	n/a	n/a	n/a	n/a
2022	n/a	n/a	n/a	n/a	n/a	n/a

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "Trius Federal Credit Union in Nebraska: mortgage rates, 2025", https://lenderregister.com/lender/254900qlc1xsiun3of82-trius-federal-credit-union/ne/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Nebraska. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Trius Federal Credit Union were in Nebraska in 2025?: 106 of its loans originated, out of 106 in all states. That is 100.0%.
In which counties of Nebraska did Trius Federal Credit Union originate the most loans in 2025?: The three with the most loans were Buffalo County (48) and Dawson County (23).
Which loan types did Trius Federal Credit Union originate in Nebraska in 2025?: All its loans in the state were of one type: 106 conventional.
What share of the applications in Nebraska did Trius Federal Credit Union report in 2025?: 0.3%: 189 out of 65,283 applications of all lenders in the state.