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Dime Bank in Connecticut

HMDA record for properties in Connecticut, calendar year 2024. National record · Connecticut overview

LEI 254900QY5ST0J7P6M123
Reporting agency Federal Deposit Insurance Corporation
State Connecticut

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Connecticut, Dime Bank reported 250 applications and 131 originations for 2024, $56m in all.

Its denial rate in the state was 33.6%, above the Connecticut rate of 23.7% across all lenders and compared with the lender's national rate of 36.3%.

Applications in the state were down 17% on 2023.

250applications in CT, 202486.8% of the lender's total
131loans originated$56m
33.6%denial rateCT all lenders 23.7%
—median rate spreadCT 0.3 pp

Compared with the state and the lender's national record

MeasureIn ConnecticutConnecticut, all lendersDime Bank, all statesUnited States
Denial rate33.6%23.7%36.3%24.3%
Median rate spread, pp—0.3—0.3
Originations with spread of 1.5 pp or more—14.8%—15.6%
Average originated loan$428k$325k$434k$329k
Home purchase share41.2%52.6%43.8%57.0%
FHA-insured share0.0%9.1%0.0%13.4%
VA-guaranteed share0.0%3.5%0.0%7.9%

Trend by year

ApplicationsOriginations

01973942022: 394 Applications2023: 300 Applications2024: 250 Applications2022: 236 Originations2023: 178 Originations2024: 131 Originations202220232024
Dime Bank in Connecticut: applications and originations, 2022–2024

This lender in stateConnecticut, all lenders

0%16.8%33.6%2022: 25.4% This lender in state2023: 25% This lender in state2024: 33.6% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Connecticut

By purpose

Home purchase 41% (54)Home improvement 15% (20)Refinancing 5% (7)Cash-out refinancing 17% (22)Other purpose 21% (28)

By type

Conventional 100% (131)

Denial reasons as coded

Debt-to-income ratio0%
Employment history0%
Credit history0%
Collateral0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 74 denials in Connecticut by first denial reason coded (outlined bar: all lenders in the state).

Counties in Connecticut

CountyApplicationsOriginationsAmountDenial rate
Southeastern Connecticut Planning Region17391$31m35.5%
Capitol Planning Region3216$7.8m25.9%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Dime Bank originate in Connecticut in 2024?

131 loans totalling $56m, from 250 applications reported for properties in Connecticut.

What is Dime Bank's denial rate in Connecticut?

33.6% of decided applications in Connecticut were denied, against 23.7% for all lenders in the state and 36.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Connecticut counties does Dime Bank lend in most?

By originations: Southeastern Connecticut Planning Region (91), Capitol Planning Region (16).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Connecticut. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.