Lender Register
HMDA year on file2025
Name of the lender

Home Mortgage Advisors, LLC in ColoradoMortgage rates, total loan costs and denial rate for homes in Colorado, 2025

HMDA year2025
Head office
San Ramon, CA
Reporting agency
Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

Home Mortgage Advisors, LLC reported 686 applications for homes in Colorado in the HMDA data of 2025.

It originated 493 loans in the state in 2025, for $234 million in total.

The median interest rate of these loans in 2025 was 6.625%, and the median of all lenders in Colorado was 6.250%.

The median total loan costs in 2025 were $4,769, and the state median was $6,099.

It denied 3.2% of the applications that it decided in the state in 2025, and the state denial rate was 19.7%.

Filed figures of Home Mortgage Advisors, LLC in Colorado, 2025
FigureIn COLender, all statesCO, all lenders
Applications686878260,604
Loans originated493633156,418
Median interest rate6.625%6.625%6.250%
Median total loan costs$4,769$5,290$6,099
Denial rate3.2%3.4%19.7%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.

The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on . The figures on this page are from the HMDA data of , the snapshot dataset.

PricingMedians of 2025 loans in CO

Pricing medians of Home Mortgage Advisors, LLC in Colorado, 2025Each value has the median of all lenders in Colorado under it.
LoansLoans in the mediansInterest rateTotal loan costsOrigination chargesDiscount points, of the loans with pointsLender credits, of the loans with creditsRate spread, points
All loans in CO3706.625%CO 6.250%$4,769CO $6,099$2,441CO $2,431$3,413CO $3,887$1,500CO $7000.178CO 0.014

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.178 percentage points above the average prime offer rate. On a loan of $300,000, that is about $534 more a year, or $45 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Colorado by the action taken
Action takenRecordsShare
1Loan originated49371.2%
2Application approved but not accepted588.4%
3Application denied182.6%
4Application withdrawn by applicant11716.9%
5File closed for incompleteness00.0%
6Purchased loan00.0%
7Preapproval request denied00.0%
8Preapproval request approved but not accepted60.9%
Applications in Colorado by loan type
Loan typeApplicationsLoans originatedDenial rate
Conventional5113682.6%
FHA-insured96685.1%
VA-guaranteed33233.4%
USDA Rural Housing Service or Farm Service Agency guaranteed46345.1%

Counties in Colorado

Counties of Home Mortgage Advisors, LLC in Colorado with 25 applications or more, 2025In order of the names.
CountyApplicationsLoans originatedAmountDenial rate
Adams County8564$27.8 million1.3%
Arapahoe County7658$22.8 million0.0%
Boulder County5235$20.1 million4.9%
Denver County8470$35.5 million5.3%
Douglas County4632$18.5 million2.6%
Jefferson County8854$30.4 million5.7%
Larimer County11588$39.2 million1.1%
Weld County5636$15.1 million4.7%

Figures by year

Home Mortgage Advisors, LLC in Colorado by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
YearApplicationsLoans originatedAmountMedian interest rateMedian total loan costsDenial rate
2025686493$234 million6.625%$4,7693.2%
2024n/an/an/an/an/an/a
2023n/an/an/an/an/an/a
2022n/an/an/an/an/an/a

Official channelsLinks checked 2 Oct 2026

Cite this page

Page
Lender Register, "Home Mortgage Advisors, LLC in Colorado, 2025", https://lenderregister.com/lender/254900rnv63a0tiznk90-home-mortgage-advisors-llc/co/
Source
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Colorado. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Home Mortgage Advisors, LLC were in Colorado in 2025?
493 of its loans originated, out of 633 in all states. That is 77.9%.
In which counties of Colorado did Home Mortgage Advisors, LLC originate the most loans in 2025?
The three with the most loans were Larimer County (88), Denver County (70) and Adams County (64).
Which loan types did Home Mortgage Advisors, LLC originate in Colorado in 2025?
368 conventional, 68 FHA, 23 VA and 34 USDA.
What share of the applications in Colorado did Home Mortgage Advisors, LLC report in 2025?
0.3%: 686 out of 260,604 applications of all lenders in the state.