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Loan Funder LLC in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Florida, Loan Funder LLC reported 2,129 applications and 861 originations for 2024, $319m in all.
Its denial rate in the state was 21.9%, below the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 20.6%.
Applications in the state were up 126% on 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | Loan Funder LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 21.9% | 29.0% | 20.6% | 24.3% |
| Median rate spread, pp | — | 0.3 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 16.4% | — | 15.6% |
| Average originated loan | $370k | $359k | $370k | $329k |
| Home purchase share | 43.1% | 62.9% | 50.5% | 57.0% |
| FHA-insured share | 0.0% | 17.7% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 9.5% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
Home purchase 43% (371)Refinancing 5% (47)Cash-out refinancing 20% (168)Other purpose 32% (275)
By type
Conventional 100% (861)
Denial reasons as coded
Share of 242 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).
Counties in Florida
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Lee County | 270 | 170 | $55m | 15.4% |
| Broward County | 226 | 97 | $46m | 21.1% |
| Miami-Dade County | 251 | 75 | $42m | 37.0% |
| Duval County | 146 | 57 | $12m | 20.8% |
| Pinellas County | 130 | 56 | $31m | 21.1% |
| Palm Beach County | 140 | 43 | $22m | 31.7% |
| Hillsborough County | 128 | 35 | $11m | 25.5% |
| Brevard County | 98 | 34 | $7.7m | 15.0% |
| Orange County | 77 | 28 | $13m | 15.2% |
| Sarasota County | 60 | 28 | $13m | 9.7% |
| Marion County | 52 | 25 | $4.2m | 26.5% |
| Charlotte County | 62 | 24 | $7.2m | 17.2% |
| St. Lucie County | 41 | 18 | $4.6m | — |
| Polk County | 45 | 17 | $3.4m | — |
| Volusia County | 39 | 16 | $3.0m | — |
| Escambia County | 36 | 9 | $1.5m | — |
| Pasco County | 28 | 4 | $960k | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Loan Funder LLC originate in Florida in 2024?
861 loans totalling $319m, from 2,129 applications reported for properties in Florida.
What is Loan Funder LLC's denial rate in Florida?
21.9% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 20.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does Loan Funder LLC lend in most?
By originations: Lee County (170), Broward County (97), Miami-Dade County (75), Duval County (57), Pinellas County (56).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.