Lender Register

Lenders › Loan Funder LLC › Missouri

Loan Funder LLC in Missouri

HMDA record for properties in Missouri, calendar year 2024. National record · Missouri overview

LEI 254900RUCO27MVGTO768
Reporting agency Department of Housing and Urban Development
State Missouri

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Missouri, Loan Funder LLC reported 480 applications and 201 originations for 2024, $32m in all.

Its denial rate in the state was 22.1%, above the Missouri rate of 19.9% across all lenders and compared with the lender's national rate of 20.6%.

Applications in the state were up 161% on 2023.

480applications in MO, 20242.0% of the lender's total
201loans originated$32m
22.1%denial rateMO all lenders 19.9%
—median rate spreadMO 0.4 pp

Compared with the state and the lender's national record

MeasureIn MissouriMissouri, all lendersLoan Funder LLC, all statesUnited States
Denial rate22.1%19.9%20.6%24.3%
Median rate spread, pp—0.4—0.3
Originations with spread of 1.5 pp or more—14.1%—15.6%
Average originated loan$160k$231k$370k$329k
Home purchase share34.3%58.6%50.5%57.0%
FHA-insured share0.0%12.8%0.0%13.4%
VA-guaranteed share0.0%8.2%0.0%7.9%

Trend by year

ApplicationsOriginations

02404802023: 184 Applications2024: 480 Applications2023: 124 Originations2024: 201 Originations202220232024
Loan Funder LLC in Missouri: applications and originations, 2022–2024

This lender in stateMissouri, all lenders

0%11.1%22.1%2023: 2.7% This lender in state2024: 22.1% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Missouri

By purpose

Home purchase 34% (69)Refinancing 28% (56)Cash-out refinancing 34% (69)Other purpose 3% (7)

By type

Conventional 100% (201)

Denial reasons as coded

Credit history64.9%
Collateral35.1%
Debt-to-income ratio0%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 57 denials in Missouri by first denial reason coded (outlined bar: all lenders in the state).

Counties in Missouri

CountyApplicationsOriginationsAmountDenial rate
Jackson County171105$17m10.3%
St. Louis County12956$5.6m13.8%
St. Louis city9415$2.5m68.1%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Loan Funder LLC originate in Missouri in 2024?

201 loans totalling $32m, from 480 applications reported for properties in Missouri.

What is Loan Funder LLC's denial rate in Missouri?

22.1% of decided applications in Missouri were denied, against 19.9% for all lenders in the state and 20.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Missouri counties does Loan Funder LLC lend in most?

By originations: Jackson County (105), St. Louis County (56), St. Louis city (15).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Missouri. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.