Lenders › Loan Funder LLC › Texas
Loan Funder LLC in Texas
HMDA record for properties in Texas, calendar year 2024. National record · Texas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Texas, Loan Funder LLC reported 1,237 applications and 377 originations for 2024, $150m in all.
Its denial rate in the state was 35.4%, above the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 20.6%.
Applications in the state were up 198% on 2023.
Compared with the state and the lender's national record
| Measure | In Texas | Texas, all lenders | Loan Funder LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 35.4% | 26.0% | 20.6% | 24.3% |
| Median rate spread, pp | — | 0.2 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 11.8% | — | 15.6% |
| Average originated loan | $397k | $350k | $370k | $329k |
| Home purchase share | 33.2% | 72.8% | 50.5% | 57.0% |
| FHA-insured share | 0.0% | 19.8% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 10.4% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateTexas, all lenders
Loan purpose and loan type in Texas
By purpose
Home purchase 33% (125)Refinancing 18% (69)Cash-out refinancing 21% (81)Other purpose 27% (102)
By type
Conventional 100% (377)
Denial reasons as coded
Share of 207 denials in Texas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Texas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Harris County | 306 | 89 | $49m | 42.9% |
| Dallas County | 173 | 52 | $24m | 43.5% |
| Tarrant County | 70 | 23 | $6.8m | 25.8% |
| Bexar County | 77 | 22 | $10m | 15.4% |
| Montgomery County | 31 | 17 | $5.1m | — |
| Travis County | 34 | 11 | $4.4m | — |
| Galveston County | 32 | 10 | $3.0m | — |
| Nueces County | 28 | 7 | $2.0m | — |
| Hidalgo County | 34 | 6 | $2.3m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Loan Funder LLC originate in Texas in 2024?
377 loans totalling $150m, from 1,237 applications reported for properties in Texas.
What is Loan Funder LLC's denial rate in Texas?
35.4% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 20.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Texas counties does Loan Funder LLC lend in most?
By originations: Harris County (89), Dallas County (52), Tarrant County (23), Bexar County (22), Montgomery County (17).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.