Lenders › Sierra Pacific Mortgage Co. Inc › Nevada
Sierra Pacific Mortgage Co. Inc in Nevada
HMDA record for properties in Nevada, calendar year 2024. National record · Nevada overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Nevada, Sierra Pacific Mortgage Co. Inc reported 138 applications and 101 originations for 2024, $36m in all.
Its denial rate in the state was 14.3%, below the Nevada rate of 23.9% across all lenders and compared with the lender's national rate of 14.2%.
The median rate spread on its Nevada originations was 0.2 percentage points (state median 0.3).
Applications in the state were down 56% on 2023.
Compared with the state and the lender's national record
| Measure | In Nevada | Nevada, all lenders | Sierra Pacific Mortgage Co. Inc, all states | United States |
|---|---|---|---|---|
| Denial rate | 14.3% | 23.9% | 14.2% | 24.3% |
| Median rate spread, pp | 0.2 | 0.3 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 6.8% | 18.4% | 3.5% | 15.6% |
| Average originated loan | $357k | $366k | $358k | $329k |
| Home purchase share | 74.3% | 61.5% | 84.1% | 57.0% |
| FHA-insured share | 23.8% | 18.3% | 24.2% | 13.4% |
| VA-guaranteed share | 5.9% | 10.8% | 6.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNevada, all lenders
Loan purpose and loan type in Nevada
By purpose
Home purchase 74% (75)Home improvement 2% (2)Refinancing 6% (6)Cash-out refinancing 15% (15)Other purpose 3% (3)
By type
Conventional 70% (71)FHA 24% (24)VA 6% (6)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Nevada
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Clark County | 81 | 60 | $22m | 14.1% |
| Washoe County | 29 | 22 | $9.1m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Sierra Pacific Mortgage Co. Inc originate in Nevada in 2024?
101 loans totalling $36m, from 138 applications reported for properties in Nevada.
What is Sierra Pacific Mortgage Co. Inc's denial rate in Nevada?
14.3% of decided applications in Nevada were denied, against 23.9% for all lenders in the state and 14.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nevada counties does Sierra Pacific Mortgage Co. Inc lend in most?
By originations: Clark County (60), Washoe County (22).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nevada. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.