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Figure Lending LLC in Nebraska

HMDA record for properties in Nebraska, calendar year 2024. National record · Nebraska overview

LEI 254900UL88QFG0E40516
Reporting agency Department of Housing and Urban Development
State Nebraska

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Nebraska, Figure Lending LLC reported 354 applications and 156 originations for 2024, $9.3m in all.

Its denial rate in the state was 29.1%, above the Nebraska rate of 17.2% across all lenders and compared with the lender's national rate of 29.8%.

The median rate spread on its Nebraska originations was 3.7 percentage points (state median 0.3).

Applications in the state were up 18% on 2023.

354applications in NE, 20240.5% of the lender's total
156loans originated$9.3m
29.1%denial rateNE all lenders 17.2%
3.7 ppmedian rate spreadNE 0.3 pp

Compared with the state and the lender's national record

MeasureIn NebraskaNebraska, all lendersFigure Lending LLC, all statesUnited States
Denial rate29.1%17.2%29.8%24.3%
Median rate spread, pp3.70.34.20.3
Originations with spread of 1.5 pp or more95.5%13.8%96.3%15.6%
Average originated loan$60k$231k$78k$329k
Home purchase share0.0%59.8%0.0%57.0%
FHA-insured share0.0%10.4%0.0%13.4%
VA-guaranteed share0.0%8.7%0.0%7.9%

Trend by year

ApplicationsOriginations

01773542022: 254 Applications2023: 299 Applications2024: 354 Applications2022: 100 Originations2023: 124 Originations2024: 156 Originations202220232024
Figure Lending LLC in Nebraska: applications and originations, 2022–2024

This lender in stateNebraska, all lenders

0%18.1%36.3%2022: 36.3% This lender in state2023: 34.9% This lender in state2024: 29.1% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Nebraska

By purpose

Home improvement 31% (48)Other purpose 69% (108)

By type

Conventional 100% (156)

Denial reasons as coded

Credit application incomplete50%
Debt-to-income ratio33%
Other10%
Collateral6%
Credit history1%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%

Share of 100 denials in Nebraska by first denial reason coded (outlined bar: all lenders in the state).

Counties in Nebraska

CountyApplicationsOriginationsAmountDenial rate
Douglas County11049$3.1m29.9%
Sarpy County5528$1.7m21.2%
Lancaster County5225$1.3m26.0%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Figure Lending LLC originate in Nebraska in 2024?

156 loans totalling $9.3m, from 354 applications reported for properties in Nebraska.

What is Figure Lending LLC's denial rate in Nebraska?

29.1% of decided applications in Nebraska were denied, against 17.2% for all lenders in the state and 29.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Nebraska counties does Figure Lending LLC lend in most?

By originations: Douglas County (49), Sarpy County (28), Lancaster County (25).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nebraska. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.