Lenders › Figure Lending LLC › Washington
Figure Lending LLC in Washington
HMDA record for properties in Washington, calendar year 2024. National record · Washington overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Figure Lending LLC's 2024 HMDA record for Washington covers 2,343 applications, 1,097 of them originated, worth $104m.
Its denial rate in the state was 29.6%, above the Washington rate of 21.3% across all lenders and compared with the lender's national rate of 29.8%.
The median rate spread on its Washington originations was 4.7 percentage points (state median 0.4).
Applications in the state were up 34% on 2023.
Compared with the state and the lender's national record
| Measure | In Washington | Washington, all lenders | Figure Lending LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 29.6% | 21.3% | 29.8% | 24.3% |
| Median rate spread, pp | 4.7 | 0.4 | 4.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 99.7% | 15.8% | 96.3% | 15.6% |
| Average originated loan | $95k | $440k | $78k | $329k |
| Home purchase share | 0.0% | 54.5% | 0.0% | 57.0% |
| FHA-insured share | 0.0% | 9.9% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 8.6% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWashington, all lenders
Loan purpose and loan type in Washington
By purpose
Home improvement 34% (370)Other purpose 66% (727)
By type
Conventional 100% (1,097)
Denial reasons as coded
Share of 653 denials in Washington by first denial reason coded (outlined bar: all lenders in the state).
Counties in Washington
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| King County | 585 | 246 | $27m | 30.8% |
| Pierce County | 371 | 179 | $16m | 30.1% |
| Snohomish County | 271 | 127 | $13m | 28.2% |
| Clark County | 155 | 76 | $7.1m | 31.0% |
| Spokane County | 141 | 73 | $5.2m | 30.1% |
| Benton County | 87 | 46 | $3.5m | 28.0% |
| Thurston County | 89 | 45 | $5.3m | 29.4% |
| Whatcom County | 83 | 40 | $3.7m | 14.1% |
| Kitsap County | 69 | 33 | $3.0m | 33.3% |
| Island County | 42 | 18 | $1.6m | 35.0% |
| Skagit County | 36 | 18 | $1.7m | 28.1% |
| Grays Harbor County | 32 | 17 | $1.3m | 25.8% |
| Mason County | 29 | 17 | $1.5m | 17.9% |
| Yakima County | 37 | 15 | $1.2m | 40.0% |
| Franklin County | 26 | 15 | $775k | — |
| Cowlitz County | 28 | 14 | $1.2m | 17.9% |
| Chelan County | 28 | 14 | $1.3m | 24.0% |
| Lewis County | 28 | 13 | $865k | 39.3% |
| Walla Walla County | 25 | 13 | $1.3m | 12.0% |
| Grant County | 32 | 12 | $720k | 21.4% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Figure Lending LLC originate in Washington in 2024?
1,097 loans totalling $104m, from 2,343 applications reported for properties in Washington.
What is Figure Lending LLC's denial rate in Washington?
29.6% of decided applications in Washington were denied, against 21.3% for all lenders in the state and 29.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Washington counties does Figure Lending LLC lend in most?
By originations: King County (246), Pierce County (179), Snohomish County (127), Clark County (76), Spokane County (73).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Washington. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.