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Ice Lender Holdings LLC in New York

HMDA record for properties in New York, calendar year 2024. National record · New York overview

LEI 254900VE4XTOQUE8NZ77
Reporting agency Department of Housing and Urban Development
State New York

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In New York, Ice Lender Holdings LLC reported 1,175 applications and 362 originations for 2024, $536m in all.

Its denial rate in the state was 53.8%, above the New York rate of 25.4% across all lenders and compared with the lender's national rate of 54.1%.

Applications in the state were up 28% on 2023.

1,175applications in NY, 202432.2% of the lender's total
362loans originated$536m
53.8%denial rateNY all lenders 25.4%
—median rate spreadNY 0.3 pp

Compared with the state and the lender's national record

MeasureIn New YorkNew York, all lendersIce Lender Holdings LLC, all statesUnited States
Denial rate53.8%25.4%54.1%24.3%
Median rate spread, pp—0.3—0.3
Originations with spread of 1.5 pp or more—15.0%—15.6%
Average originated loan$1.5m$446k$834k$329k
Home purchase share58.3%55.3%51.3%57.0%
FHA-insured share0.0%7.4%0.0%13.4%
VA-guaranteed share0.0%2.4%0.0%7.9%

Trend by year

ApplicationsOriginations

0587.51,1752023: 915 Applications2024: 1,175 Applications2023: 161 Originations2024: 362 Originations202220232024
Ice Lender Holdings LLC in New York: applications and originations, 2022–2024

This lender in stateNew York, all lenders

0%34.3%68.6%2023: 68.6% This lender in state2024: 53.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in New York

By purpose

Home purchase 58% (211)Refinancing 8% (30)Cash-out refinancing 33% (120)Other purpose 0% (1)

By type

Conventional 100% (362)

Denial reasons as coded

Other77.7%
Collateral12.1%
Credit history10.2%
Debt-to-income ratio0%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 421 denials in New York by first denial reason coded (outlined bar: all lenders in the state).

Counties in New York

CountyApplicationsOriginationsAmountDenial rate
Kings County390117$211m55.0%
Bronx County263113$255m39.2%
Rockland County5722$12m42.1%
Queens County10521$16m66.1%
Orange County5320$7.2m44.4%
Westchester County4211$6.2m64.5%
Suffolk County407$5.2m73.1%
Nassau County357$6.1m72.0%
New York County336$5.5m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Ice Lender Holdings LLC originate in New York in 2024?

362 loans totalling $536m, from 1,175 applications reported for properties in New York.

What is Ice Lender Holdings LLC's denial rate in New York?

53.8% of decided applications in New York were denied, against 25.4% for all lenders in the state and 54.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which New York counties does Ice Lender Holdings LLC lend in most?

By originations: Kings County (117), Bronx County (113), Rockland County (22), Queens County (21), Orange County (20).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New York. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.