Lenders › First National Bank of America › Connecticut
First National Bank of America in Connecticut
HMDA record for properties in Connecticut, calendar year 2024. National record · Connecticut overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
First National Bank of America's 2024 HMDA record for Connecticut covers 246 applications, 162 of them originated, worth $47m.
Its denial rate in the state was 17.4%, below the Connecticut rate of 23.7% across all lenders and compared with the lender's national rate of 17.1%.
The median rate spread on its Connecticut originations was 3.2 percentage points (state median 0.3).
Applications in the state were down 11% on 2023.
Compared with the state and the lender's national record
| Measure | In Connecticut | Connecticut, all lenders | First National Bank of America, all states | United States |
|---|---|---|---|---|
| Denial rate | 17.4% | 23.7% | 17.1% | 24.3% |
| Median rate spread, pp | 3.2 | 0.3 | 3.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 99.3% | 14.8% | 99.5% | 15.6% |
| Average originated loan | $291k | $325k | $287k | $329k |
| Home purchase share | 90.7% | 52.6% | 89.2% | 57.0% |
| FHA-insured share | 0.0% | 9.1% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 3.5% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateConnecticut, all lenders
Loan purpose and loan type in Connecticut
By purpose
Home purchase 91% (147)Home improvement 1% (1)Refinancing 1% (2)Cash-out refinancing 6% (10)Other purpose 1% (2)
By type
Conventional 100% (162)
Denial reasons as coded
Share of 35 denials in Connecticut by first denial reason coded (outlined bar: all lenders in the state).
Counties in Connecticut
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Naugatuck Valley Planning Region | 52 | 37 | $8.8m | 9.8% |
| Western Connecticut Planning Region | 57 | 34 | $14m | 22.2% |
| Greater Bridgeport Planning Region | 58 | 32 | $10m | 28.3% |
| South Central Connecticut Planning Region | 41 | 27 | $7.3m | 17.1% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did First National Bank of America originate in Connecticut in 2024?
162 loans totalling $47m, from 246 applications reported for properties in Connecticut.
What is First National Bank of America's denial rate in Connecticut?
17.4% of decided applications in Connecticut were denied, against 23.7% for all lenders in the state and 17.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Connecticut counties does First National Bank of America lend in most?
By originations: Naugatuck Valley Planning Region (37), Western Connecticut Planning Region (34), Greater Bridgeport Planning Region (32), South Central Connecticut Planning Region (27).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Connecticut. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.