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RCN Capital, LLC in Missouri

HMDA record for properties in Missouri, calendar year 2024. National record · Missouri overview

LEI 254900Y6EUNN0KGMJW67
Reporting agency Department of Housing and Urban Development
State Missouri

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

RCN Capital, LLC's 2024 HMDA record for Missouri covers 140 applications, 19 of them originated, worth $2.2m.

Its denial rate in the state was 66.7%, above the Missouri rate of 19.9% across all lenders and compared with the lender's national rate of 58.1%.

Applications in the state were about level with 2023.

140applications in MO, 20242.7% of the lender's total
19loans originated$2.2m
66.7%denial rateMO all lenders 19.9%
—median rate spreadMO 0.4 pp

Compared with the state and the lender's national record

MeasureIn MissouriMissouri, all lendersRCN Capital, LLC, all statesUnited States
Denial rate66.7%19.9%58.1%24.3%
Median rate spread, pp—0.4—0.3
Originations with spread of 1.5 pp or more—14.1%—15.6%
Average originated loan—$231k$222k$329k
Home purchase share94.7%58.6%94.9%57.0%
FHA-insured share0.0%12.8%0.0%13.4%
VA-guaranteed share0.0%8.2%0.0%7.9%

Trend by year

ApplicationsOriginations

0731462022: 22 Applications2023: 146 Applications2024: 140 Applications2022: 22 Originations2023: 20 Originations2024: 19 Originations202220232024
RCN Capital, LLC in Missouri: applications and originations, 2022–2024

This lender in stateMissouri, all lenders

0%34.6%69.2%2023: 69.2% This lender in state2024: 66.7% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Missouri

By purpose

Home purchase 95% (18)Refinancing 5% (1)

By type

Conventional 100% (19)

Denial reasons as coded

Debt-to-income ratio0%
Employment history0%
Credit history0%
Collateral0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 38 denials in Missouri by first denial reason coded (outlined bar: all lenders in the state).

Counties in Missouri

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did RCN Capital, LLC originate in Missouri in 2024?

19 loans totalling $2.2m, from 140 applications reported for properties in Missouri.

What is RCN Capital, LLC's denial rate in Missouri?

66.7% of decided applications in Missouri were denied, against 19.9% for all lenders in the state and 58.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Missouri counties does RCN Capital, LLC lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Missouri. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.