Lenders › Silver Hill Funding › California
Silver Hill Funding in California
HMDA record for properties in California, calendar year 2024. National record · California overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Silver Hill Funding's 2024 HMDA record for California covers 138 applications, 29 of them originated, worth $22m.
Its denial rate in the state was 44.2%, above the California rate of 24.8% across all lenders and compared with the lender's national rate of 44.4%.
Applications in the state were up 44% on 2023.
Compared with the state and the lender's national record
| Measure | In California | California, all lenders | Silver Hill Funding, all states | United States |
|---|---|---|---|---|
| Denial rate | 44.2% | 24.8% | 44.4% | 24.3% |
| Median rate spread, pp | — | 0.4 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 19.9% | — | 15.6% |
| Average originated loan | $744k | $566k | $468k | $329k |
| Home purchase share | 31.0% | 51.2% | 36.5% | 57.0% |
| FHA-insured share | 0.0% | 11.4% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 4.8% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateCalifornia, all lenders
Loan purpose and loan type in California
By purpose
Home purchase 31% (9)Refinancing 17% (5)Cash-out refinancing 52% (15)
By type
Conventional 100% (29)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in California
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 56 | 10 | $7.7m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Silver Hill Funding originate in California in 2024?
29 loans totalling $22m, from 138 applications reported for properties in California.
What is Silver Hill Funding's denial rate in California?
44.2% of decided applications in California were denied, against 24.8% for all lenders in the state and 44.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which California counties does Silver Hill Funding lend in most?
By originations: Los Angeles County (10).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in California. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.