Lenders › Silver Hill Funding › New York
Silver Hill Funding in New York
HMDA record for properties in New York, calendar year 2024. National record · New York overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In New York, Silver Hill Funding reported 233 applications and 46 originations for 2024, $25m in all.
Its denial rate in the state was 55.3%, above the New York rate of 25.4% across all lenders and compared with the lender's national rate of 44.4%.
Applications in the state were up 46% on 2023.
Compared with the state and the lender's national record
| Measure | In New York | New York, all lenders | Silver Hill Funding, all states | United States |
|---|---|---|---|---|
| Denial rate | 55.3% | 25.4% | 44.4% | 24.3% |
| Median rate spread, pp | — | 0.3 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 15.0% | — | 15.6% |
| Average originated loan | $540k | $446k | $468k | $329k |
| Home purchase share | 39.1% | 55.3% | 36.5% | 57.0% |
| FHA-insured share | 0.0% | 7.4% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 2.4% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNew York, all lenders
Loan purpose and loan type in New York
By purpose
Home purchase 39% (18)Refinancing 20% (9)Cash-out refinancing 41% (19)
By type
Conventional 100% (46)
Denial reasons as coded
Share of 57 denials in New York by first denial reason coded (outlined bar: all lenders in the state).
Counties in New York
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Westchester County | 26 | 6 | $5.3m | — |
| Kings County | 32 | 3 | $2.5m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Silver Hill Funding originate in New York in 2024?
46 loans totalling $25m, from 233 applications reported for properties in New York.
What is Silver Hill Funding's denial rate in New York?
55.3% of decided applications in New York were denied, against 25.4% for all lenders in the state and 44.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which New York counties does Silver Hill Funding lend in most?
By originations: Westchester County (6), Kings County (3).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New York. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.