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CSL Financial LLC in Arkansas

HMDA record for properties in Arkansas, calendar year 2024. National record · Arkansas overview

LEI 5493000V86JDJLM0OV13
Reporting agency Department of Housing and Urban Development
State Arkansas

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

CSL Financial LLC's 2024 HMDA record for Arkansas covers 273 applications, 28 of them originated, worth $2.8m.

Its denial rate in the state was 84.8%, above the Arkansas rate of 25.0% across all lenders and compared with the lender's national rate of 85.8%.

The median rate spread on its Arkansas originations was 2.4 percentage points (state median 0.4).

Applications in the state were down 35% on 2023.

273applications in AR, 20242.7% of the lender's total
28loans originated$2.8m
84.8%denial rateAR all lenders 25.0%
2.4 ppmedian rate spreadAR 0.4 pp

Compared with the state and the lender's national record

MeasureIn ArkansasArkansas, all lendersCSL Financial LLC, all statesUnited States
Denial rate84.8%25.0%85.8%24.3%
Median rate spread, pp2.40.42.80.3
Originations with spread of 1.5 pp or more85.7%17.6%87.3%15.6%
Average originated loan$99k$220k$106k$329k
Home purchase share100.0%60.8%100.0%57.0%
FHA-insured share0.0%15.3%0.0%13.4%
VA-guaranteed share0.0%9.5%0.0%7.9%

Trend by year

ApplicationsOriginations

02795582022: 558 Applications2023: 421 Applications2024: 273 Applications2022: 82 Originations2023: 41 Originations2024: 28 Originations202220232024
CSL Financial LLC in Arkansas: applications and originations, 2022–2024

This lender in stateArkansas, all lenders

0%42.8%85.6%2022: 80.4% This lender in state2023: 85.6% This lender in state2024: 84.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Arkansas

By purpose

Home purchase 100% (28)

By type

Conventional 100% (28)

Denial reasons as coded

Credit history64.7%
Debt-to-income ratio32.7%
Collateral1.3%
Employment history0.6%
Unverifiable information0.6%
Insufficient cash (downpayment, closing costs)0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 156 denials in Arkansas by first denial reason coded (outlined bar: all lenders in the state).

Counties in Arkansas

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did CSL Financial LLC originate in Arkansas in 2024?

28 loans totalling $2.8m, from 273 applications reported for properties in Arkansas.

What is CSL Financial LLC's denial rate in Arkansas?

84.8% of decided applications in Arkansas were denied, against 25.0% for all lenders in the state and 85.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Arkansas counties does CSL Financial LLC lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arkansas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.