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CSL Financial LLC in Florida

HMDA record for properties in Florida, calendar year 2024. National record · Florida overview

LEI 5493000V86JDJLM0OV13
Reporting agency Department of Housing and Urban Development
State Florida

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Florida, CSL Financial LLC reported 366 applications and 67 originations for 2024, $8.7m in all.

Its denial rate in the state was 72.5%, above the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 85.8%.

The median rate spread on its Florida originations was 2.1 percentage points (state median 0.3).

Applications in the state were up 382% on 2023.

366applications in FL, 20243.6% of the lender's total
67loans originated$8.7m
72.5%denial rateFL all lenders 29.0%
2.1 ppmedian rate spreadFL 0.3 pp

Compared with the state and the lender's national record

MeasureIn FloridaFlorida, all lendersCSL Financial LLC, all statesUnited States
Denial rate72.5%29.0%85.8%24.3%
Median rate spread, pp2.10.32.80.3
Originations with spread of 1.5 pp or more73.1%16.4%87.3%15.6%
Average originated loan$131k$359k$106k$329k
Home purchase share100.0%62.9%100.0%57.0%
FHA-insured share0.0%17.7%0.0%13.4%
VA-guaranteed share0.0%9.5%0.0%7.9%

Trend by year

ApplicationsOriginations

01833662023: 76 Applications2024: 366 Applications2023: 18 Originations2024: 67 Originations202220232024
CSL Financial LLC in Florida: applications and originations, 2022–2024

This lender in stateFlorida, all lenders

0%36.3%72.5%2023: 69.5% This lender in state2024: 72.5% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Florida

By purpose

Home purchase 100% (67)

By type

Conventional 100% (67)

Denial reasons as coded

Debt-to-income ratio53.7%
Credit history43.5%
Unverifiable information1.7%
Employment history1.1%
Collateral0%
Insufficient cash (downpayment, closing costs)0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 177 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).

Counties in Florida

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did CSL Financial LLC originate in Florida in 2024?

67 loans totalling $8.7m, from 366 applications reported for properties in Florida.

What is CSL Financial LLC's denial rate in Florida?

72.5% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 85.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Florida counties does CSL Financial LLC lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.