Lenders › Vanderbilt Mortgage and Finance, Inc › Washington
Vanderbilt Mortgage and Finance, Inc in Washington
HMDA record for properties in Washington, calendar year 2024. National record · Washington overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Washington, Vanderbilt Mortgage and Finance, Inc reported 201 applications and 13 originations for 2024, $1.9m in all.
Its denial rate in the state was 83.3%, above the Washington rate of 21.3% across all lenders and compared with the lender's national rate of 69.7%.
Applications in the state were up 6% on 2023.
Compared with the state and the lender's national record
| Measure | In Washington | Washington, all lenders | Vanderbilt Mortgage and Finance, Inc, all states | United States |
|---|---|---|---|---|
| Denial rate | 83.3% | 21.3% | 69.7% | 24.3% |
| Median rate spread, pp | — | 0.4 | 2.5 | 0.3 |
| Originations with spread of 1.5 pp or more | — | 15.8% | 61.0% | 15.6% |
| Average originated loan | — | $440k | $204k | $329k |
| Home purchase share | 100.0% | 54.5% | 98.8% | 57.0% |
| FHA-insured share | 0.0% | 9.9% | 11.3% | 13.4% |
| VA-guaranteed share | 0.0% | 8.6% | 5.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWashington, all lenders
Loan purpose and loan type in Washington
By purpose
Home purchase 100% (13)
By type
Conventional 100% (13)
Denial reasons as coded
Share of 75 denials in Washington by first denial reason coded (outlined bar: all lenders in the state).
Counties in Washington
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Thurston County | 47 | 4 | $620k | — |
| Yakima County | 28 | 0 | $0 | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Vanderbilt Mortgage and Finance, Inc originate in Washington in 2024?
13 loans totalling $1.9m, from 201 applications reported for properties in Washington.
What is Vanderbilt Mortgage and Finance, Inc's denial rate in Washington?
83.3% of decided applications in Washington were denied, against 21.3% for all lenders in the state and 69.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Washington counties does Vanderbilt Mortgage and Finance, Inc lend in most?
By originations: Thurston County (4), Yakima County (0).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Washington. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.