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Primelending in Nevada

HMDA record for properties in Nevada, calendar year 2024. National record · Nevada overview

LEI 549300121SF0K2LN2804
Reporting agency Federal Reserve System
State Nevada

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Nevada, Primelending reported 441 applications and 293 originations for 2024, $101m in all.

Its denial rate in the state was 7.2%, below the Nevada rate of 23.9% across all lenders and compared with the lender's national rate of 6.5%.

The median rate spread on its Nevada originations was 0.3 percentage points (state median 0.3).

Applications in the state were up 8% on 2023.

441applications in NV, 20241.3% of the lender's total
293loans originated$101m
7.2%denial rateNV all lenders 23.9%
0.3 ppmedian rate spreadNV 0.3 pp

Compared with the state and the lender's national record

MeasureIn NevadaNevada, all lendersPrimelending, all statesUnited States
Denial rate7.2%23.9%6.5%24.3%
Median rate spread, pp0.30.30.30.3
Originations with spread of 1.5 pp or more8.3%18.4%5.0%15.6%
Average originated loan$343k$366k$317k$329k
Home purchase share85.0%61.5%91.6%57.0%
FHA-insured share20.5%18.3%18.3%13.4%
VA-guaranteed share7.5%10.8%9.1%7.9%

Trend by year

ApplicationsOriginations

0300.56012022: 601 Applications2023: 408 Applications2024: 441 Applications2022: 445 Originations2023: 297 Originations2024: 293 Originations202220232024
Primelending in Nevada: applications and originations, 2022–2024

This lender in stateNevada, all lenders

0%12.8%25.6%2022: 5.1% This lender in state2023: 4.5% This lender in state2024: 7.2% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Nevada

By purpose

Home purchase 85% (249)Refinancing 4% (12)Cash-out refinancing 8% (22)Other purpose 3% (10)

By type

Conventional 71% (209)FHA 20% (60)VA 8% (22)USDA 1% (2)

Denial reasons as coded

Debt-to-income ratio51.9%
Collateral29.6%
Other14.8%
Insufficient cash (downpayment, closing costs)3.7%
Employment history0%
Credit history0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 27 denials in Nevada by first denial reason coded (outlined bar: all lenders in the state).

Counties in Nevada

CountyApplicationsOriginationsAmountDenial rate
Washoe County202132$48m7.7%
Carson City5842$16m13.0%
Lyon County5034$9.8m6.8%
Clark County5832$12m4.8%
Churchill County3726$6.5m0.0%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Primelending originate in Nevada in 2024?

293 loans totalling $101m, from 441 applications reported for properties in Nevada.

What is Primelending's denial rate in Nevada?

7.2% of decided applications in Nevada were denied, against 23.9% for all lenders in the state and 6.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Nevada counties does Primelending lend in most?

By originations: Washoe County (132), Carson City (42), Lyon County (34), Clark County (32), Churchill County (26).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nevada. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.