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Primelending in Texas
HMDA record for properties in Texas, calendar year 2024. National record · Texas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Texas, Primelending reported 8,677 applications and 6,360 originations for 2024, $2.4bn in all.
Its denial rate in the state was 6.3%, below the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 6.5%.
The median rate spread on its Texas originations was 0.1 percentage points (state median 0.2).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Texas | Texas, all lenders | Primelending, all states | United States |
|---|---|---|---|---|
| Denial rate | 6.3% | 26.0% | 6.5% | 24.3% |
| Median rate spread, pp | 0.1 | 0.2 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 4.7% | 11.8% | 5.0% | 15.6% |
| Average originated loan | $375k | $350k | $317k | $329k |
| Home purchase share | 94.8% | 72.8% | 91.6% | 57.0% |
| FHA-insured share | 21.7% | 19.8% | 18.3% | 13.4% |
| VA-guaranteed share | 11.0% | 10.4% | 9.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateTexas, all lenders
Loan purpose and loan type in Texas
By purpose
Home purchase 95% (6,028)Refinancing 2% (148)Cash-out refinancing 3% (170)Other purpose 0% (14)
By type
Conventional 67% (4,263)FHA 22% (1,383)VA 11% (700)USDA 0% (14)
Denial reasons as coded
Share of 477 denials in Texas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Texas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Collin County | 731 | 538 | $280m | 4.0% |
| Denton County | 697 | 525 | $285m | 3.7% |
| Harris County | 710 | 492 | $179m | 8.3% |
| Midland County | 491 | 407 | $120m | 4.0% |
| Webb County | 465 | 349 | $58m | 11.7% |
| Tarrant County | 429 | 319 | $107m | 7.4% |
| Bexar County | 398 | 281 | $110m | 6.1% |
| Dallas County | 466 | 264 | $110m | 14.4% |
| Taylor County | 324 | 252 | $60m | 2.5% |
| Ector County | 276 | 226 | $50m | 2.8% |
| Fort Bend County | 266 | 205 | $89m | 5.1% |
| Williamson County | 252 | 200 | $100m | 3.4% |
| Grayson County | 250 | 184 | $65m | 6.3% |
| Montgomery County | 203 | 152 | $60m | 3.8% |
| Comal County | 164 | 127 | $59m | 3.4% |
| Rockwall County | 175 | 124 | $56m | 7.3% |
| Hays County | 149 | 111 | $52m | 1.6% |
| Travis County | 158 | 109 | $68m | 4.0% |
| Parker County | 142 | 103 | $45m | 6.7% |
| Brazoria County | 146 | 102 | $37m | 6.4% |
| Guadalupe County | 102 | 78 | $36m | 7.3% |
| Galveston County | 111 | 74 | $21m | 3.3% |
| Ellis County | 104 | 73 | $30m | 17.5% |
| Kaufman County | 99 | 69 | $27m | 10.0% |
| Johnson County | 86 | 58 | $19m | 9.6% |
| Chambers County | 68 | 57 | $16m | 6.3% |
| Randall County | 65 | 51 | $11m | 3.7% |
| Lubbock County | 68 | 48 | $11m | 3.6% |
| Waller County | 61 | 46 | $23m | 5.4% |
| Wichita County | 65 | 44 | $6.9m | 12.7% |
| Hood County | 41 | 31 | $11m | 8.1% |
| Kendall County | 38 | 30 | $17m | 3.2% |
| Gaines County | 27 | 25 | $3.7m | 0.0% |
| McLennan County | 34 | 24 | $5.5m | 9.7% |
| Nueces County | 33 | 24 | $7.5m | 0.0% |
| Potter County | 31 | 22 | $3.5m | 3.7% |
| Cameron County | 31 | 16 | $2.8m | — |
| Hidalgo County | 27 | 12 | $2.2m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Primelending originate in Texas in 2024?
6,360 loans totalling $2.4bn, from 8,677 applications reported for properties in Texas.
What is Primelending's denial rate in Texas?
6.3% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 6.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Texas counties does Primelending lend in most?
By originations: Collin County (538), Denton County (525), Harris County (492), Midland County (407), Webb County (349).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.