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Metro Credit Union in Nebraska
HMDA record for properties in Nebraska, calendar year 2024. National record · Nebraska overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Metro Credit Union's 2024 HMDA record for Nebraska covers 923 applications, 559 of them originated, worth $49m.
Its denial rate in the state was 28.2%, above the Nebraska rate of 17.2% across all lenders and compared with the lender's national rate of 29.0%.
The median rate spread on its Nebraska originations was 0.2 percentage points (state median 0.3).
Applications in the state were up 11% on 2023.
Compared with the state and the lender's national record
| Measure | In Nebraska | Nebraska, all lenders | Metro Credit Union, all states | United States |
|---|---|---|---|---|
| Denial rate | 28.2% | 17.2% | 29.0% | 24.3% |
| Median rate spread, pp | 0.2 | 0.3 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.0% | 13.8% | 3.2% | 15.6% |
| Average originated loan | $87k | $231k | $88k | $329k |
| Home purchase share | 5.9% | 59.8% | 6.3% | 57.0% |
| FHA-insured share | 0.0% | 10.4% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 8.7% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNebraska, all lenders
Loan purpose and loan type in Nebraska
By purpose
Home purchase 6% (33)Home improvement 46% (259)Refinancing 1% (7)Cash-out refinancing 3% (14)Other purpose 44% (246)
By type
Conventional 100% (559)
Denial reasons as coded
Share of 239 denials in Nebraska by first denial reason coded (outlined bar: all lenders in the state).
Counties in Nebraska
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Douglas County | 658 | 393 | $34m | 28.4% |
| Sarpy County | 196 | 120 | $9.9m | 30.4% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Metro Credit Union originate in Nebraska in 2024?
559 loans totalling $49m, from 923 applications reported for properties in Nebraska.
What is Metro Credit Union's denial rate in Nebraska?
28.2% of decided applications in Nebraska were denied, against 17.2% for all lenders in the state and 29.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nebraska counties does Metro Credit Union lend in most?
By originations: Douglas County (393), Sarpy County (120).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nebraska. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.