Lenders › Coastal Community Bank › Maine
Coastal Community Bank in Maine
HMDA record for properties in Maine, calendar year 2024. National record · Maine overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Coastal Community Bank's 2024 HMDA record for Maine covers 406 applications, 111 of them originated, worth $5.7m.
Its denial rate in the state was 2.6%, below the Maine rate of 20.9% across all lenders and compared with the lender's national rate of 2.5%.
The median rate spread on its Maine originations was 5.8 percentage points (state median 0.4).
Applications in the state were up 39% on 2023.
Compared with the state and the lender's national record
| Measure | In Maine | Maine, all lenders | Coastal Community Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 2.6% | 20.9% | 2.5% | 24.3% |
| Median rate spread, pp | 5.8 | 0.4 | 4.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 84.7% | 16.1% | 81.9% | 15.6% |
| Average originated loan | $51k | $263k | $66k | $329k |
| Home purchase share | 0.0% | 49.0% | 0.1% | 57.0% |
| FHA-insured share | 0.0% | 8.7% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 6.3% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMaine, all lenders
Loan purpose and loan type in Maine
By purpose
Home improvement 38% (42)Cash-out refinancing 4% (4)Other purpose 59% (65)
By type
Conventional 100% (111)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Maine
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| York County | 72 | 18 | $920k | 0.0% |
| Cumberland County | 71 | 17 | $1.0m | 4.3% |
| Penobscot County | 61 | 17 | $775k | 5.0% |
| Androscoggin County | 33 | 13 | $615k | — |
| Kennebec County | 39 | 11 | $555k | — |
| Oxford County | 27 | 8 | $300k | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Coastal Community Bank originate in Maine in 2024?
111 loans totalling $5.7m, from 406 applications reported for properties in Maine.
What is Coastal Community Bank's denial rate in Maine?
2.6% of decided applications in Maine were denied, against 20.9% for all lenders in the state and 2.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Maine counties does Coastal Community Bank lend in most?
By originations: York County (18), Cumberland County (17), Penobscot County (17), Androscoggin County (13), Kennebec County (11).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Maine. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.