Lenders › Coastal Community Bank › Pennsylvania
Coastal Community Bank in Pennsylvania
HMDA record for properties in Pennsylvania, calendar year 2024. National record · Pennsylvania overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Pennsylvania, Coastal Community Bank reported 3,096 applications and 783 originations for 2024, $44m in all.
Its denial rate in the state was 1.7%, below the Pennsylvania rate of 24.2% across all lenders and compared with the lender's national rate of 2.5%.
The median rate spread on its Pennsylvania originations was 4.4 percentage points (state median 0.3).
Applications in the state were up 80% on 2023.
Compared with the state and the lender's national record
| Measure | In Pennsylvania | Pennsylvania, all lenders | Coastal Community Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 1.7% | 24.2% | 2.5% | 24.3% |
| Median rate spread, pp | 4.4 | 0.3 | 4.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 79.1% | 14.1% | 81.9% | 15.6% |
| Average originated loan | $56k | $226k | $66k | $329k |
| Home purchase share | 0.0% | 48.7% | 0.1% | 57.0% |
| FHA-insured share | 0.0% | 9.8% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 4.0% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in statePennsylvania, all lenders
Loan purpose and loan type in Pennsylvania
By purpose
Home improvement 36% (278)Cash-out refinancing 4% (29)Other purpose 61% (476)
By type
Conventional 100% (783)
Denial reasons as coded
Share of 38 denials in Pennsylvania by first denial reason coded (outlined bar: all lenders in the state).
Counties in Pennsylvania
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Allegheny County | 295 | 83 | $4.3m | 1.8% |
| Montgomery County | 247 | 58 | $3.9m | 1.7% |
| Philadelphia County | 239 | 55 | $2.9m | 1.3% |
| Bucks County | 172 | 42 | $3.3m | 0.0% |
| Berks County | 126 | 42 | $2.4m | 1.0% |
| York County | 136 | 38 | $1.9m | 1.1% |
| Lehigh County | 125 | 34 | $2.0m | 1.2% |
| Lancaster County | 158 | 33 | $1.7m | 0.0% |
| Monroe County | 104 | 30 | $1.7m | 0.0% |
| Northampton County | 125 | 29 | $2.0m | 0.0% |
| Chester County | 143 | 27 | $2.8m | 4.0% |
| Delaware County | 143 | 26 | $2.2m | 0.0% |
| Westmoreland County | 74 | 23 | $875k | 2.0% |
| Dauphin County | 76 | 22 | $1.1m | 1.8% |
| Luzerne County | 93 | 20 | $1.1m | 6.9% |
| Franklin County | 51 | 18 | $920k | 0.0% |
| Schuylkill County | 49 | 16 | $460k | 0.0% |
| Beaver County | 38 | 14 | $590k | 0.0% |
| Cumberland County | 57 | 13 | $515k | 0.0% |
| Erie County | 51 | 11 | $455k | 12.5% |
| Washington County | 45 | 11 | $685k | 0.0% |
| Adams County | 39 | 11 | $545k | 0.0% |
| Lackawanna County | 40 | 10 | $420k | — |
| Carbon County | 37 | 10 | $390k | 3.8% |
| Pike County | 35 | 7 | $305k | 11.5% |
| Lebanon County | 35 | 6 | $210k | 3.7% |
| Lycoming County | 27 | 6 | $320k | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Coastal Community Bank originate in Pennsylvania in 2024?
783 loans totalling $44m, from 3,096 applications reported for properties in Pennsylvania.
What is Coastal Community Bank's denial rate in Pennsylvania?
1.7% of decided applications in Pennsylvania were denied, against 24.2% for all lenders in the state and 2.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Pennsylvania counties does Coastal Community Bank lend in most?
By originations: Allegheny County (83), Montgomery County (58), Philadelphia County (55), Bucks County (42), Berks County (42).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Pennsylvania. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.