Lender Register
HMDA year on file2025
Name of the lender

Ark-La-Tex Financial Services LLC in ConnecticutMortgage rates, total loan costs and denial rate for homes in Connecticut, 2025

HMDA year2025
Head office
Plano, TX
Reporting agency
Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

Ark-La-Tex Financial Services LLC reported 112 applications for homes in Connecticut in the HMDA data of 2025.

It originated 84 loans in the state in 2025, for $31.0 million in total.

The median interest rate of these loans in 2025 was 6.625%, and the median of all lenders in Connecticut was 6.490%.

The median total loan costs in 2025 were $10,112, and the state median was $6,556.

It denied 2.3% of the applications that it decided in the state in 2025, and the state denial rate was 21.6%.

Filed figures of Ark-La-Tex Financial Services LLC in Connecticut, 2025
FigureIn CTLender, all statesCT, all lenders
Applications11220,196123,752
Loans originated8415,38274,717
Median interest rate6.625%6.500%6.490%
Median total loan costs$10,112$6,038$6,556
Denial rate2.3%3.3%21.6%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.

The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on . The figures on this page are from the HMDA data of , the snapshot dataset.

PricingMedians of 2025 loans in CT

Pricing medians of Ark-La-Tex Financial Services LLC in Connecticut, 2025Each value has the median of all lenders in Connecticut under it.
LoansLoans in the mediansInterest rateTotal loan costsOrigination chargesDiscount points, of the loans with pointsLender credits, of the loans with creditsRate spread, points
All loans in CT836.625%CT 6.490%$10,112CT $6,556$5,045CT $1,800$914CT $2,792$3,867CT $8000.351CT 0.168

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.351 percentage points above the average prime offer rate. On a loan of $300,000, that is about $1,053 more a year, or $88 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Connecticut by the action taken
Action takenRecordsShare
1Loan originated8471.2%
2Application approved but not accepted21.7%
3Application denied21.7%
4Application withdrawn by applicant2420.3%
5File closed for incompleteness00.0%
6Purchased loan00.0%
7Preapproval request denied10.8%
8Preapproval request approved but not accepted54.2%
Applications in Connecticut by loan type
Loan typeApplicationsLoans originatedDenial rate
Conventional76573.3%
FHA-insured2922n/a
VA-guaranteed75n/a

Counties in Connecticut

Counties of Ark-La-Tex Financial Services LLC in Connecticut with 25 applications or more, 2025In order of the names.
CountyApplicationsLoans originatedAmountDenial rate
Capitol Planning Region3730$9.0 million0.0%
South Central Connecticut Planning Region2516$5.7 millionn/a

Figures by year

Ark-La-Tex Financial Services LLC in Connecticut by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
YearApplicationsLoans originatedAmountMedian interest rateMedian total loan costsDenial rate
202511284$31.0 million6.625%$10,1122.3%
2024233175$58.4 millionn/an/a4.5%
2023297185$54.0 millionn/an/a6.9%
2022239166$42.1 millionn/an/a7.1%

Official channelsLinks checked 2 Oct 2026

Cite this page

Page
Lender Register, "Ark-La-Tex Financial Services LLC in Connecticut, 2025", https://lenderregister.com/lender/5493001gdry0el7vg372-ark-la-tex-financial-services-llc/ct/
Source
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Connecticut. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Ark-La-Tex Financial Services LLC were in Connecticut in 2025?
84 of its loans originated, out of 15,382 in all states. That is 0.5%.
In which counties of Connecticut did Ark-La-Tex Financial Services LLC originate the most loans in 2025?
The three with the most loans were Capitol Planning Region (30) and South Central Connecticut Planning Region (16).
Which loan types did Ark-La-Tex Financial Services LLC originate in Connecticut in 2025?
57 conventional, 22 FHA and 5 VA.
How did the applications of Ark-La-Tex Financial Services LLC in Connecticut change from 2022 to 2025?
It reported 239 applications in 2022 and 112 in 2025.