Lenders › Ark-La-Tex Financial Services LLC › Maryland
Ark-La-Tex Financial Services LLC in Maryland
HMDA record for properties in Maryland, calendar year 2024. National record · Maryland overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Maryland, Ark-La-Tex Financial Services LLC reported 311 applications and 200 originations for 2024, $73m in all.
Its denial rate in the state was 5.8%, below the Maryland rate of 24.9% across all lenders and compared with the lender's national rate of 4.2%.
The median rate spread on its Maryland originations was 0.4 percentage points (state median 0.3).
Applications in the state were down 23% on 2023.
Compared with the state and the lender's national record
| Measure | In Maryland | Maryland, all lenders | Ark-La-Tex Financial Services LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 5.8% | 24.9% | 4.2% | 24.3% |
| Median rate spread, pp | 0.4 | 0.3 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 2.1% | 17.7% | 2.8% | 15.6% |
| Average originated loan | $366k | $348k | $320k | $329k |
| Home purchase share | 78.0% | 56.2% | 88.1% | 57.0% |
| FHA-insured share | 48.0% | 14.6% | 29.0% | 13.4% |
| VA-guaranteed share | 19.0% | 10.0% | 16.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMaryland, all lenders
Loan purpose and loan type in Maryland
By purpose
Home purchase 78% (156)Refinancing 17% (34)Cash-out refinancing 5% (10)
By type
Conventional 32% (64)FHA 48% (96)VA 19% (38)USDA 1% (2)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Maryland
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Baltimore County | 54 | 42 | $14m | 4.2% |
| Anne Arundel County | 37 | 28 | $11m | 0.0% |
| Baltimore city | 53 | 27 | $6.7m | 12.2% |
| Prince George's County | 52 | 25 | $9.6m | 9.4% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Ark-La-Tex Financial Services LLC originate in Maryland in 2024?
200 loans totalling $73m, from 311 applications reported for properties in Maryland.
What is Ark-La-Tex Financial Services LLC's denial rate in Maryland?
5.8% of decided applications in Maryland were denied, against 24.9% for all lenders in the state and 4.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Maryland counties does Ark-La-Tex Financial Services LLC lend in most?
By originations: Baltimore County (42), Anne Arundel County (28), Baltimore city (27), Prince George's County (25).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Maryland. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.