Lender Register
HMDA year on file2025
Name of the lender

Table Rock Community Bank in MissouriMortgage rates, total loan costs and denial rate for homes in Missouri, 2025

HMDA year2025
Head office
Kimberling City, MO
Reporting agency
Federal Deposit Insurance Corporation (FDIC)
Legal Entity Identifier (LEI)

Table Rock Community Bank reported 174 applications for homes in Missouri in the HMDA data of 2025.

It originated 171 loans in the state in 2025, for $58.1 million in total.

The median interest rate of these loans in 2025 was 6.625%, and the median of all lenders in Missouri was 6.500%.

The median total loan costs in 2025 were $3,827, and the state median was $4,268.

It denied 0.0% of the applications that it decided in the state in 2025, and the state denial rate was 18.7%.

Filed figures of Table Rock Community Bank in Missouri, 2025
FigureIn MOLender, all statesMO, all lenders
Applications174182234,238
Loans originated171178146,780
Median interest rate6.625%6.625%6.500%
Median total loan costs$3,827$3,827$4,268
Denial rate0.0%0.0%18.7%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.

The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on . The figures on this page are from the HMDA data of , the snapshot dataset.

PricingMedians of 2025 loans in MO

Pricing medians of Table Rock Community Bank in Missouri, 2025Each value has the median of all lenders in Missouri under it.
LoansLoans in the mediansInterest rateTotal loan costsOrigination chargesDiscount points, of the loans with pointsLender credits, of the loans with creditsRate spread, points
All loans in MO656.625%MO 6.500%$3,827MO $4,268$1,000MO $1,501n/aMO $1,600$114MO $5000.441MO 0.284

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.441 percentage points above the average prime offer rate. On a loan of $300,000, that is about $1,323 more a year, or $110 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Missouri by the action taken
Action takenRecordsShare
1Loan originated17198.3%
2Application approved but not accepted00.0%
3Application denied00.0%
4Application withdrawn by applicant31.7%
5File closed for incompleteness00.0%
6Purchased loan00.0%
7Preapproval request denied00.0%
8Preapproval request approved but not accepted00.0%
Applications in Missouri by loan type
Loan typeApplicationsLoans originatedDenial rate
Conventional1721690.0%
FHA-insured22n/a

Counties in Missouri

Counties of Table Rock Community Bank in Missouri with 25 applications or more, 2025In order of the names.
CountyApplicationsLoans originatedAmountDenial rate
Greene County6160$26.7 million0.0%
Stone County4847$11.7 million0.0%
Taney County3131$5.7 million0.0%

Figures by year

Table Rock Community Bank in Missouri by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
YearApplicationsLoans originatedAmountMedian interest rateMedian total loan costsDenial rate
2025174171$58.1 million6.625%$3,8270.0%
2024n/an/an/an/an/an/a
2023n/an/an/an/an/an/a
2022n/an/an/an/an/an/a

Official channelsLinks checked 2 Oct 2026

Cite this page

Page
Lender Register, "Table Rock Community Bank in Missouri: mortgage rates, 2025", https://lenderregister.com/lender/5493001q8fnq5tsre594-table-rock-community-bank/mo/
Source
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Missouri. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Table Rock Community Bank were in Missouri in 2025?
171 of its loans originated, out of 178 in all states. That is 96.1%.
In which counties of Missouri did Table Rock Community Bank originate the most loans in 2025?
The three with the most loans were Greene County (60), Stone County (47) and Taney County (31).
Which loan types did Table Rock Community Bank originate in Missouri in 2025?
169 conventional and 2 FHA.
What share of the applications in Missouri did Table Rock Community Bank report in 2025?
0.1%: 174 out of 234,238 applications of all lenders in the state.