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DHI Mortgage Company, LTD. in Indiana

HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview

LEI 5493001SXWZ4OFP8Z903
Reporting agency Department of Housing and Urban Development
State Indiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Indiana, DHI Mortgage Company, LTD. reported 1,677 applications and 1,150 originations for 2024, $364m in all.

Its denial rate in the state was 17.2%, below the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 12.2%.

The median rate spread on its Indiana originations was -1.0 percentage points (state median 0.5).

Applications in the state were up 30% on 2023.

1,677applications in IN, 20241.7% of the lender's total
1,150loans originated$364m
17.2%denial rateIN all lenders 21.5%
-1.0 ppmedian rate spreadIN 0.5 pp

Compared with the state and the lender's national record

MeasureIn IndianaIndiana, all lendersDHI Mortgage Company, LTD., all statesUnited States
Denial rate17.2%21.5%12.2%24.3%
Median rate spread, pp-1.00.5-1.00.3
Originations with spread of 1.5 pp or more0.3%15.8%0.2%15.6%
Average originated loan$317k$216k$340k$329k
Home purchase share100.0%53.1%100.0%57.0%
FHA-insured share48.1%14.5%42.6%13.4%
VA-guaranteed share7.7%6.0%16.5%7.9%

Trend by year

ApplicationsOriginations

0838.51,6772022: 1,212 Applications2023: 1,288 Applications2024: 1,677 Applications2022: 810 Originations2023: 941 Originations2024: 1,150 Originations202220232024
DHI Mortgage Company, LTD. in Indiana: applications and originations, 2022–2024

This lender in stateIndiana, all lenders

0%11.1%22.1%2022: 16.1% This lender in state2023: 12.5% This lender in state2024: 17.2% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Indiana

By purpose

Home purchase 100% (1,150)

By type

Conventional 43% (493)FHA 48% (553)VA 8% (89)USDA 1% (15)

Denial reasons as coded

Debt-to-income ratio63.9%
Credit history16.6%
Unverifiable information8.7%
Employment history5.4%
Insufficient cash (downpayment, closing costs)3.3%
Other2.1%
Collateral0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 241 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Indiana

CountyApplicationsOriginationsAmountDenial rate
Allen County304208$59m13.6%
Hancock County162126$39m12.8%
Marion County193123$41m24.2%
Lake County139116$37m2.5%
Johnson County212113$40m33.3%
Hendricks County169109$40m20.1%
Boone County10582$26m13.7%
Morgan County10266$20m24.1%
Madison County7451$18m13.6%
Hamilton County6144$13m10.2%
Porter County3125$8.2m3.8%
Shelby County3422$6.3m11.5%
Wells County2920$5.1m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did DHI Mortgage Company, LTD. originate in Indiana in 2024?

1,150 loans totalling $364m, from 1,677 applications reported for properties in Indiana.

What is DHI Mortgage Company, LTD.'s denial rate in Indiana?

17.2% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 12.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Indiana counties does DHI Mortgage Company, LTD. lend in most?

By originations: Allen County (208), Hancock County (126), Marion County (123), Lake County (116), Johnson County (113).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.