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HomeBridge Financial Services, Inc in Connecticut

HMDA record for properties in Connecticut, calendar year 2024. National record · Connecticut overview

LEI 5493001WHVQBGRSWEU75
Reporting agency Department of Housing and Urban Development
State Connecticut

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

HomeBridge Financial Services, Inc's 2024 HMDA record for Connecticut covers 336 applications, 199 of them originated, worth $44m.

Its denial rate in the state was 23.8%, close to the Connecticut rate of 23.7% across all lenders and compared with the lender's national rate of 27.8%.

The median rate spread on its Connecticut originations was 0.6 percentage points (state median 0.3).

Applications in the state were down 43% on 2023.

336applications in CT, 20241.7% of the lender's total
199loans originated$44m
23.8%denial rateCT all lenders 23.7%
0.6 ppmedian rate spreadCT 0.3 pp

Compared with the state and the lender's national record

MeasureIn ConnecticutConnecticut, all lendersHomeBridge Financial Services, Inc, all statesUnited States
Denial rate23.8%23.7%27.8%24.3%
Median rate spread, pp0.60.30.80.3
Originations with spread of 1.5 pp or more25.3%14.8%37.7%15.6%
Average originated loan$222k$325k$245k$329k
Home purchase share23.6%52.6%23.0%57.0%
FHA-insured share14.1%9.1%12.4%13.4%
VA-guaranteed share4.0%3.5%5.9%7.9%

Trend by year

ApplicationsOriginations

05471,0942022: 1,094 Applications2023: 591 Applications2024: 336 Applications2022: 743 Originations2023: 405 Originations2024: 199 Originations202220232024
HomeBridge Financial Services, Inc in Connecticut: applications and originations, 2022–2024

This lender in stateConnecticut, all lenders

0%11.9%23.8%2022: 23.7% This lender in state2023: 23% This lender in state2024: 23.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Connecticut

By purpose

Home purchase 24% (47)Home improvement 29% (57)Refinancing 18% (35)Cash-out refinancing 2% (3)Other purpose 29% (57)

By type

Conventional 82% (163)FHA 14% (28)VA 4% (8)

Denial reasons as coded

Unverifiable information37.5%
Debt-to-income ratio15.3%
Credit application incomplete13.9%
Collateral12.5%
Insufficient cash (downpayment, closing costs)12.5%
Other8.3%
Employment history0%
Credit history0%
Mortgage insurance denied0%

Share of 72 denials in Connecticut by first denial reason coded (outlined bar: all lenders in the state).

Counties in Connecticut

CountyApplicationsOriginationsAmountDenial rate
Capitol Planning Region7444$9.1m25.0%
Western Connecticut Planning Region6236$9.6m24.5%
South Central Connecticut Planning Region5329$5.4m21.7%
Naugatuck Valley Planning Region4627$4.2m31.8%
Greater Bridgeport Planning Region4024$5.4m20.6%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did HomeBridge Financial Services, Inc originate in Connecticut in 2024?

199 loans totalling $44m, from 336 applications reported for properties in Connecticut.

What is HomeBridge Financial Services, Inc's denial rate in Connecticut?

23.8% of decided applications in Connecticut were denied, against 23.7% for all lenders in the state and 27.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Connecticut counties does HomeBridge Financial Services, Inc lend in most?

By originations: Capitol Planning Region (44), Western Connecticut Planning Region (36), South Central Connecticut Planning Region (29), Naugatuck Valley Planning Region (27), Greater Bridgeport Planning Region (24).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Connecticut. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.