Name of the lender

HomeBridge Financial Services, Inc in GeorgiaMortgage rates, total loan costs and denial rate for homes in Georgia, 2025

HMDA year2025

StateGeorgia

Head office: Iselin, NJ
Reporting agency: Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

All states of this lender

HomeBridge Financial Services, Inc reported 946 applications for homes in Georgia in the HMDA data of 2025.

It originated 669 loans in the state in 2025, for $117 million in total.

The median interest rate of these loans in 2025 was 6.250%, and the median of all lenders in Georgia was 6.375%.

The median total loan costs in 2025 were $9,061, and the state median was $7,626.

It denied 18.2% of the applications that it decided in the state in 2025, and the state denial rate was 25.1%.

Filed figures of HomeBridge Financial Services, Inc in Georgia, 2025
Figure	In GA	Lender, all states	GA, all lenders
Applications	946	25,005	449,146
Loans originated	669	17,312	242,931
Median interest rate	6.250%	6.250%	6.375%
Median total loan costs	$9,061	$9,391	$7,626
Denial rate	18.2%	18.5%	25.1%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in GA

Pricing medians of HomeBridge Financial Services, Inc in Georgia, 2025Each value has the median of all lenders in Georgia under it.
Loans	Loans in the medians	Interest rate	Total loan costs	Origination charges	Discount points, of the loans with points	Lender credits, of the loans with credits	Rate spread, points
All loans in GA	142	6.250%GA 6.375%	$9,061GA $7,626	$3,703GA $2,978	$2,112GA $2,987	$1,960GA $541	0.177GA 0.167

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.177 percentage points above the average prime offer rate. On a loan of $300,000, that is about $531 more a year, or $44 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Georgia by the action taken
Action taken	Records	Share
1Loan originated	669	62.5%
2Application approved but not accepted	14	1.3%
3Application denied	152	14.2%
4Application withdrawn by applicant	111	10.4%
5File closed for incompleteness	0	0.0%
6Purchased loan	124	11.6%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in Georgia by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	767	567	12.9%
FHA-insured	85	45	44.0%
VA-guaranteed	91	56	31.8%
USDA Rural Housing Service or Farm Service Agency guaranteed	3	1	n/a

Counties in Georgia

Counties of HomeBridge Financial Services, Inc in Georgia with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
Chatham County	27	20	$3.6 million	20.0%
Cherokee County	48	36	$5.3 million	9.8%
Clayton County	26	15	$2.6 million	n/a
Cobb County	95	75	$13.3 million	6.2%
DeKalb County	78	54	$7.9 million	23.9%
Fulton County	124	84	$16.7 million	24.1%
Gwinnett County	95	72	$11.4 million	12.9%
Hall County	28	19	$3.3 million	n/a

Figures by year

HomeBridge Financial Services, Inc in Georgia by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	946	669	$117 million	6.250%	$9,061	18.2%
2024	732	420	$74.4 million	n/a	n/a	27.5%
2023	1,206	726	$171 million	n/a	n/a	26.5%
2022	2,459	1,753	$535 million	n/a	n/a	18.9%

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "HomeBridge Financial Services, Inc in Georgia, 2025", https://lenderregister.com/lender/5493001whvqbgrsweu75-homebridge-financial-services-inc/ga/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Georgia. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of HomeBridge Financial Services, Inc were in Georgia in 2025?: 669 of its loans originated, out of 17,312 in all states. That is 3.9%.
In which counties of Georgia did HomeBridge Financial Services, Inc originate the most loans in 2025?: The three with the most loans were Fulton County (84), Cobb County (75) and Gwinnett County (72).
Which loan types did HomeBridge Financial Services, Inc originate in Georgia in 2025?: 567 conventional, 45 FHA, 56 VA and 1 USDA.
How did the applications of HomeBridge Financial Services, Inc in Georgia change from 2022 to 2025?: It reported 2,459 applications in 2022 and 946 in 2025.